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Tartan Army crackdown: Met issues DISPERSAL order for central London

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The Metropolitan Police have issued a dispersal order giving officers the power to remove troublemakers from central London as 20,000 Scotland football supporters flood into the capital ahead of tomorrow’s Euro 2020 clash against England at Wembley Stadium.  

Thousands of fans draped in flags and wearing Scotland jerseys have been pouring off sold-out trains in London before the 8pm kick-off tomorrow – despite just 2,800 tickets being sold to Scotland football supporters for the much-anticipated clash with the Auld Enemy.

London pubs are cancelling reservations for Scotland fans after London Mayor Sadiq Khan told 20,000 supporters to stay home and ‘enjoy the game from Scotland’ if they do not have tickets. He previously said supporters would provide a needed boost to London’s hard-hit hospitality sector.

The Mayor’s warnings that the influx of people would cause a ‘serious risk’ of spreading Covid-19 prompted pubs to cancel bookings, while London Ambulance Service admitted it had no plans to have an increased amount of medics on standby in case of a mass party at Hyde Park.

Scotland Yard has now issued a Section 35 Dispersal Order today until 3pm on Saturday, in anticipation of ‘anti-social behaviour’. The order gives a police constable and a police community support officer in uniform the power to exclude a person from an area for 48 hours with an Inspector’s authority.

A Metropolitan Police spokesman tweeted this evening: ‘Due to the high profile UEFA EURO Football match between England & Scotland on Friday 18th June at 8pm and the anticipated anti-social behaviour this may bring, a section 35 dispersal authority has been implemented. 

‘This has been authorised by Inspector Dodds from 1500 hours 17/06/21 till 1500 hours 19/06/21 in the West End area in an attempt to reduce the likelihood of members of the public being caused alarm harassment and distress and the occurrence of criminality in the local area.’ 

A naked Scottish fan is arrested by police as they congregate in Hyde Park, London ahead of the Uefa clash tomorrow

Scotland football fans are seen drinking and jumping into the William Shakespeare fountain in Leicester Square, London

Scotland football fans are seen drinking and celebrating at the Shakespeare fountain in central London this evening

Scottish football fans arrive in London for the European Championship clash with England at Wembley Stadium tomorrow

The Metropolitan Police have issued a dispersal order giving officers the power to remove troublemakers from central London

Vast swathes of fans – several not wearing masks – were seen flooding off trains as they arrived in the capital

One man appeared to have climbed on top of a sign in King’s Cross Station in London as fans gathered

Scottish Football supporters arrive at Kings Cross Station today ahead of the England vs Scotland Euro 2020 football match tomorrow

And with no fan zone for those without tickets at Wembley, questions have been raised about where the droves of fans (some pictured) will go tomorrow – especially as forecasted rain is set to make outside spaces a no-go

A significant number of police attended at King’s Cross Station today to make sure the football crowd did not get out of hand

One fan was seen smiling with a hat and Scottish flag as fans gathered at King’s Cross Station in the capital

Women travelling to London from Waverley Station, Edinburgh, are seen posing with a Scottish flag

Section 35 Dispersal Orders: Explained 

Section 35 Dispersal Orders are issued where police believe there may be anti-social behaviour.

Under Section 35 of the Anti-Social Behaviour, Crime and Policing Act 2014, a police constable and a PCSO have the power exclude a person from an area for a period of up to 48 hours.

The order must be authorised by an Inspector.

Mr Khan said: ‘Scottish fans are renowned around the world for bringing a party atmosphere with them to the big tournaments but with COVID restrictions still in place on both sides of the border, the best thing for fans without tickets to the game or a safe place to watch it is to enjoy the game from Scotland and not come to London.

‘In an ideal world I would welcome the Tartan Army to London for this match with open arms – but with Covid cases increasing, and with so much at stake as we fight this awful virus, I’m afraid that it just cannot be this time, so the best thing to do is not to come to London and instead enjoy the game at home.’ 

In February, the Mayor said he wants to see Scots ‘coming down to London to watch the Scotland-England game’ and said Euro 2020 will be a ‘springboard to a recovery, particularly if it’s domestic fans only’.

Many booked pub visits well in advance to get the best deals. But, after Mr Khan’s more cautious approach this week, many pubs have retracted bookings – with fans claiming it was down to their Scottish post codes.

Supporter Gary Ayton told MyLondon: ‘Sadiq Khan said he wants the Scotland fans to travel down; ‘feel free to come in book pubs, it will be good for tourism’, so everyone has done it, then literally a week later, they’re saying ‘if you’ve not got a ticket don’t travel’.’  

All 32 trains departing Edinburgh and Glasgow for the capital on Friday are fully booked, and southbound services from Manchester are also extremely busy.

And all bar one train arriving from Glasgow on Thursday were sold out today, meaning the influx of fans has begun more than 24 hours before kick off.

And with no fan zone for those without tickets at Wembley, questions have been raised about where the droves of fans will go tomorrow – especially as forecasted rain is set to make outside spaces a no-go. 

The rule of six and strict social distancing measures are still in force indoors, meaning those hoping to watch the match from pubs and sports bars to shelter from the downpour could be facing disappointment.

Jeering fans chant as they gather at Central Station before boarding trains to London on June 17 – ahead of the match tomorrow

Fans climb on top of benches and signs in King’s Cross Station after arriving in London ahead of tomorrow’s match

Droves of fans were seen at King’s Cross Station today. Many did not wear masks as they walked along the platform

Scottish football supporters – one clutching a bottle of Buckfast – look jovial as they wait in King’s Cross Station today

Scotland fans at Central station in Glasgow as they prepare to travel to London ahead of the UEFA Euro 2020 Group D match between England and Scotland at Wembley Stadium

Scotland fans at Central station in Glasgow before their journey to London today

Two young Scotland fans wearing matching kilts and jerseys were seen in Central Station, Glasgow, before boarding trains to London

Scotland football supporters gathered at Central Station before boarding trains to London on June 17. The match against England is tomorrow

Fans chanted and sung as they walked along the platform in London today

Scotland fans are seen posing on board a flight heading into London ahead of the Euro 2020 clash at Wembley tomorrow

Meanwhile, footage taken onboard planes flying into London showed rows of passengers singing Yes Sir I Can Boogie by Baccara – a song unofficially adopted as an anthem by Scotland fans

Footage taken at King’s Cross Station showed droves of Scotland fans – several wearing blue football kits – disembarking their train. Several chanted ‘we’ll be coming down the road’, a Scotland Football Team song.

Huge crowds were seen gathered outside the station, with Met Police officers on guard in case the festivities got out of hand. 

Meanwhile, footage taken onboard planes flying into London showed rows of passengers singing Yes Sir I Can Boogie by Baccara – a song unofficially adopted as an anthem by Scotland fans.

Tomorrow’s highly anticipated match marks the first clash between the two teams in four years.  

Scotland fans are already flooding into London ahead of the nation’s clash against England at Wembley tomorrow night – with the Tartan Army selling out trains from Glasgow and Edinburgh

As many as 6,000 Scots are expected to descend on the capital by Friday, according to the Scottish Football Supporters Association – while other estimates put the figure at 20,000. Left: A Scotland fan arriving by train. Right: Two visiting supporters posing in front of the Houses of Parliament 

Footage taken at King’s Cross Station showed droves of Scotland fans – several wearing blue football kits – disembarking their train

Several chanted ‘we’ll be coming down the road’, a Scotland Football Team song

Sadiq Khan this week performed a u-turn on Scottish fans travelling up to London. Pictured: Fans heading to London on a coach

Crowds of people were seen arriving in London today. Several train passengers did not wear face masks

Football fans cheered as they exited through the turnstiles in King’s Cross Station in London today

Some fans wore traditional kilts with their football jerseys – even though kickoff isn’t until tomorrow

It is thought that Scotland will join England in taking a knee to protest racial inequality during Friday’s game. Pictured: Scotland fans at King’s Cross Station today

This week, ticketless Scotland supporters (fans pictured today) were urged to stay away from Wembley for the match – with Sadiq Khan performing a u-turn on Scottish fans travelling down to London

After previously welcoming fans as a much-needed boost to the capital’s hard-hit hospitality industry, the London mayor said they pose a ‘serious risk’ to spreading Covid. Pictured: Fans arriving today

Hundreds of Met Police officers will form a ring of steel at Wembley to prevent ticketless fans accessing the stadium. Pictured: Police at King’s Cross Station as fans arrived today

Huge crowds were seen gathered outside the station, with Met Police officers on guard in case the festivities got out of hand

The mayor’s warning came amid concerns that those without tickets could meet in Hyde Park for a mass party after the match – with London Ambulance bosses putting the potential meet up ‘on their radar’. Pictured: Fans arriving today

There will also be a significant police presence in tourist areas of such as Trafalgar Square, as well as at King’s Cross (pictured today) and Euston stations

London Ambulance Service urged visitors to be sensible with their drinking but said it has ‘no plans’ to have an increased amount of medics on standby

Mr Khan said: ‘Scottish fans are renowned around the world for bringing a party atmosphere with them to the big tournaments but with COVID restrictions still in place on both sides of the border, the best thing for fans without tickets to the game or a safe place to watch it is to enjoy the game from Scotland and not come to London’. Pictured: Fans in London today

Mr Khan added: ‘In an ideal world I would welcome the Tartan Army to London for this match with open arms – but with Covid cases increasing, and with so much at stake as we fight this awful virus, I’m afraid that it just cannot be this time, so the best thing to do is not to come to London and instead enjoy the game at home.’ Pictured: Fans at King’s Cross station today

There are also concerns about Scotland fans infiltrating the home areas of the stadium as tickets are still changing hands on various resale websites. Pictured: Scotland fans in London today

Supporters were draped in flags as they waited to board trains in Glasgow today

Police were seen at Central Station in Glasgow before football fans boarded trains to London 

Most fans arriving today admitted they did not have a ticket for the crunch Euro match at Wembley against England and said they would watch the game at a pub.

John McCormak, 35, said ‘ There was no chance of a ticket, but me and two mates decided to come anyway. It’s a great away day and will be made all the sweeter if we win’

Mr McCormak, from Glasgow, said he was staying in a budget hotel near Victoria Station.

‘It’s a rip off with the price, but the cheapest I could find, I’ve been down before and there’s a good sports bar nearby which will do me,’ he added.

His friend Andy Allen 37, said: ‘Playing England at Wembley is the one match any Scot fan wants to attend. It’s criminal that more tickets were not made available.’

Between noon and 6pm six trains from Glasgow arrived at Euston. Others – equally packed with fans – arrived at Kings Cross station. 

Fans were seen holding bottles of beer and clutching suitcases ahead of boarding trains to London 

Football fans beam as they pose for a picture ahead of the Scotland vs England match tomorrow night

Football supporters are seen cheering and chanting outside King’s Cross Station in central London

Scotland supporters were seen chanting as they made their way along the platform in Glasgow before boarding the train to London

Fans wearing kilts chanted and punched the air as they walked down the platform in Glasgow today

Two young Scotland supporters wearing matching kilts and pushing a suitcase were seen walking along in Glasgow station

Ticketless fans said they had booked a place at a pub showing the match as part of a package. Others said they planned to find a pub in central London that would house them rather than travel out to Wembley Stadium for the 8pm kick off.

Sandy Blake 26, said he planned to spend the night on a friend’s sofa and watch the match at a North London pub.

Wearing a kilt and a Scottish football jersey, he said the three day trip would cost him £400.

He said: ‘I’ve got a ticket to watch in a pub near my hotel. Costing me between £300 and £400. If we win, money well spent.’

After the five-and-a-half hour train journey from Glasgow, most fans headed straight to their accommodation. One group of six friends had accommodation booked at a Premier Inn close to Wembley.

Martin Yarrew, 25, said he had reserved a room as soon as the Euro draw was made and faced months of uncertainty about whether he would be able to travel due to Covid restrictions.

He said: ‘To be honest, I’m just glad to be here and excited to watch the match. Booking very early meant I got a cheap rate. Others on the train said they were paying over £150 a night.’ 

Another fan who arrived today was Charlie Archibald, 30. He had a ticket for the match courtesy of his cousin Liam Cooper who is expected to play for Scotland tomorrow night.

Sporting a blue Scotland jersey with ‘Cooper’ on the back, he said: ‘I guess we are the lucky ones with a ticket. My cousin plays for Scotland so he was able to get us the tickets. Didn’t cost me anything. We’re really looking forward to the match.’

Charlie travelled down to London with friends Robbie Lapsley and David Snedden. They headed to their hotel Hyde Park after their train journey.

The police will work with stewards to stop ticketless fans accessing Wembley Way, and travelling fans in the England sections risk being ejected from the stadium. Pictured: Scotland fans in London today

Scottish Football Supporters Association founder, Paul Goodwin, questioned why there was no fan zone provided for supporters without tickets in London, adding that Glasgow has one that can take 6,000 seated and socially distanced people. Pictured: Fans in London

Sven Lister, part of the Roysth Tartan Army supporters club, said that not facilitating a way for fans to watch the match could bring about trouble. Pictured: Fans in London today

All 15 of the train services going straight to London from Glasgow in time for the match on Friday were sold out by Monday this week. Pictured: Trainline search results for today

It is thought that Scotland will join England in taking a knee to protest racial inequality during Friday’s game. 

Hundreds of Met Police officers are set to form a ring of steel at Wembley to prevent ticketless fans accessing the stadium tomorrow night.

There will also be a significant police presence in tourist areas of such as Trafalgar Square, as well as at King’s Cross and Euston stations. 

There are also concerns about Scotland fans infiltrating the home areas of the stadium as tickets are still changing hands on various resale websites.

The police will work with stewards to stop ticketless fans accessing Wembley Way, and travelling fans in the England sections risk being ejected from the stadium.

Scottish Football Supporters Association founder, Paul Goodwin, questioned why there was no fan zone provided for supporters without tickets in London, adding that Glasgow has one that can take 6,000 seated and socially distanced people.

All bar one train arriving on Thursday was sold out (pictured), meaning the influx of fans has begun more than 24 hours before kick off 

Following tomorrow’s match, Scotland will return to Hampden Park in Glasgow for the final group game against Croatia on 22 June. Pictured: Other fans opted to drive to London

He told The Times: ‘There will be plenty of tartan on display as we like coming down and showing off. The fact we have not been part of it [a major tournament] for such a long time is a factor.’

Sven Lister, part of the Roysth Tartan Army supporters club, said that not facilitating a way for fans to watch the match could bring about trouble.

‘I reckon there will be about 20,000 or so turning out. It just worries me that they’ve not done anything. There’s going to be groups wandering, possibly not getting to see the football, which would cause trouble,’ he told MyLondon.

But Goodwin said that Scottish fans have won awards for their friendliness and good behaviour at the previous two tournaments.

The news comes following disappointment for Scotland fans after their country lost 2-0 in their first match in a major tournament in 23 years, which saw a Czech Republic player score an extraordinary goal from the halfway line.

The game was played at Hampden Park in Glasgow in front of a socially-distanced crowd of 12,000 fans.

The Met’s Deputy Assistant Comissioner, Jane Connors, told Sportsmail the force were preparing to deal with an invasion of ticketless fans for Scotland’s first game at Wembley since a World Cup qualifier five years ago in what will be only their second tournament meeting in 114 fixtures.

Scenes of fans descending on the capital today no-doubt evoked memories of previous Tartan army invasions in London, such as in 1979 (pictured)

Scotland beat England 2-1 at Wembley Stadium in 1977, prompting fans to invade the pitch and pull down goalposts (pictured)

Fans are seen celebrating their sides first goal in the match against England at Wembley in 1977

‘We anticipate a significant number of fans are expecting to travel to London,’ Connors said.

‘I would urge people: please, only come to London if you have a ticket for a match, or fanzone. There are no alternative sites for fans to gather in large numbers and there are limited spaces in pubs and bars and you could end up missing the game. London is still in lockdown and must observe current Government guidelines.’

Mr Goodwin added that said Steve Clarke side’s defeat by the Czech Republic may have deterred fans from travelling and complained about the lack of a fanzone for the visitors in London.

‘There’s less likely to be a mass invasion as people are feeling deflated after the Czech result, but there will be a few thousand without tickets, that’s for sure,’ Goodwin said.

‘In addition to those travelling, as someone who lived in London for 16 years I know how big the Scottish community is down there.

‘The official allocation is 3,000 so it could be double that or even more. A Scottish fanzone would have helped keep people away from Wembley. Maybe that decision was taken to stop people from travelling.’

Following tomorrow’s match, Scotland will return to Hampden Park in Glasgow for the final group game against Croatia on 22 June.

About 12,000 people descended on Hampden to watch their match against the Czech Republic on Monday. 


Valley Christian makes history with 4th consecutive title


SAN JOSE – When Easton Kreshel smashed his third homer in as many games on the left center wall, it was the culmination of a week of quick work on his swing. Kreshel’s two-point blast opened a game in a tie, and Valley Christian never gave up on his lead en route to a fourth straight Coast Mid Section baseball championship, 6-5, against Archbishop. Mitty.

Two innings later, coach John Diatte bit back tears after second-year reliever Alec Belardes survived a final trade from Mitty and was swarmed by his teammates. The championship was Diatte’s 10th in 32 seasons as a coach. Diatte, who has worn number 10 since playing Valley Christian before it was a baseball powerhouse, said he holds a special place in his heart.

“My nickname is ‘Ten’. My own kids laugh at me because I have this obsession with number 10, ”said Diatte, after celebrating the victory with a kiss with his wife, Kelly. “For us getting our 10th (CCS Championship) is pretty cool.”

Kreshel’s long ball was the biggest hit in a three-run fifth inning that gave Valley the lead for good.

Mitty’s right-hander Tristan Fox recorded the first two outs in the fourth, but he couldn’t get out of the frame.

After Kreshel brought home elder Jonathan Cymrot home on his home run, sophomore Michael Casteneda scored a single and came home on the next batter when Griffin Allen hit a double to give Valley 5 the lead. -2.

Jacob Schlesselman scored on a wild pitch the next inning for an insurance run that would prove critical after Mitty responded with one of his own in the bottom of the sixth.

SAN JOSE, CALIFORNIA – JUNE 19: Valley Christian’s Jacob Schlesselman slides home safely past a tag from Archbishop Mitty catcher Jake Geiss to help the Warriors claim their fourth straight CCS title with a 6-5 victory in the Division I Championship Baseball game, Saturday, June 19, 2021, in San Jose, Calif. (Karl Mondon / Bay Area News Group)

The Monarchs were led by three and were on their last three withdrawals. It was a position they held before, however, having advanced into the title game by rallying for a win on foot in their last trip to the plate in the semi-finals against Los Gatos.

Zach Yorke and Matthew Halbach reached the start of the inning and eventually came back to score, bringing the Monarchs to one point. Once again, Mitty loaded the bases.

This time, instead of a walk for the Monarchs, Belardes got Mitty’s point guard, Jarren Advincula, swinging for the 21st out.

SAN JOSE, CALIFORNIA – JUNE 19: Valley Christian celebrates his fourth straight CCS title after a 6-5 victory over Archbishop Mitty in the Division I Baseball Championship game on Saturday June 19, 2021 in San Jose, California (Karl Mondon / Bay Area News Group)

When the pile of dogs cleared, the Warriors won their fourth straight CCS trophy in the top division (there was no open division this season). This is only the second time that the feat has been accomplished, and the first time that it has been achieved under a single coach. (Bellarmine won four consecutive victories from 1985 to 1988 under coaches Don Ardissone and Gary Cunningham.)

Diatte took over the program 32 seasons ago and was left by his predecessor, he said: “10 pants and five shirts, which we weren’t going to go very far with.

“We’re in a much better place now,” he said.

Valley entered the CCS game after falling to Archbishop Mitty in the WCAL title match.

As the tournament’s third seed, Valley Christian made his way to the championship by knocking out top seeded Palo Alto in the semifinals and then seeded in the final.

Kreshel left the court in both games, as well as the Warriors’ quarter-final victory over Aptos to open the CCS tournament.

With a week between the West Catholic Athletic League and CCS tournaments, Kreshel said he used the free time to rework his swing. He spent every day working at Cymrot, trying to improve himself to stay back on the ball.

SAN JOSE, CALIFORNIA – JUNE 19: Easton Kreshel (11) of Valley Christian is greeted by Jonathan Cymrot (14) after hitting a 2-run homerun against Archbishop Mitty in the CCS Division I Baseball Championship game on Saturday June 19, 2021, in San Jose, California (Karl Mondon / Bay Area News Group)

“I was just like, ‘See a fastball, line it up in the middle,’ and it worked,” Kreshel said.

The 11th Diatte Championship may not be as predestined as the 10th for the man whose license plate is personalized with 10s on it.

But next season, Valley Christian sacks Kreshel and a host of other underclassmen, including rising juniors Jacob Hudson and Michael Casteneda, who each scored runs and pitched innings on the mound in the Championship game.

No team has ever won five CCS titles in a row.

“I’m not even going to think about it,” Diatte said. “I’m going to enjoy 10 now.”


Austin’s football history makes Saturday’s home opener even more special

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Go back further and you may find the chicane on top of the misfortune and failure. In 2004, a group started the Austin Posse with a list of friendlies and big talk about joining the Mexican league instead of an American division. When they drew the UANL Tigers (or at least a version of the Liga MX giants) to town and made notable signings like US internationals Roy Lassiter and Chad Deering, it appeared they could actually mean business. .

Then the main directors left town without warning, leaving the players, the sponsors and everyone else to hold the bag. The ‘Soccer Watch’ column of the Austin Chronicle, a staple of ATX football lovingly curated for decades by Nick Barbaro, ranked the Posse Saga as the best football story in town for 2004 in its January 7, 2005 edition:

“With almost no prior publicity, this professional start-up team presented a major league roster and announced matches against top teams from four different nations. Then, just as suddenly, they were gone – after just three games of exhibition, and leaving behind an ocean of ill will, unpaid debts and an act that is difficult for the next people to be brave enough to try to bring professional football to Austin.

Earlier attempts to establish high profile football roots in the rocky soil of Hill Country date back to the 1980s, with names like Sockadillos, Lone Stars, Lightning and Thunder rarely winning much or drawing more than two thousand through the gates. . While House Park was a central and atmospheric location, the school district banned beer sales and eventually laid artificial turf with unsightly grid marks, and teams generally withered when looking for better options in the suburbs.

St. Louis Blues give Keean Washkurak his NHL shot in fifth round

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The St. Louis Blues began their offseason quietly, signing Keean Washkurak to a three-year entry contract on June 1.

That doesn’t guarantee the 19-year-old from Kitchener, Ont., But it’s a pretty big jump for a fifth-round drafted player (155th overall) in the 2019 NHL Draft. others, Washkurak has taken a slightly different path over the past season, but that hasn’t affected his value to the Blues’ brass in any way.

After being selected, Washkurak competed in the annual Traverse City Prospects Tournament and was also invited to Blues training camp before returning to play a second season with the Mississauga Steelheads of the Ontario Hockey League. .

With the OHL sidelined for the entire 2020-21 campaign, Washkurak made a unique commitment, crossing the ocean to play Level II professional hockey with HK Levice in Slovakia. In 21 games there, Washkurak had 9 goals and 19 points before returning to play three games with the Utica Comets, the joint AHL branch of the Vancouver Blues and Canucks.

The Mississauga Steelheads’ Keean Washkurak was drafted by the St. Louis Blues in the fifth round of the 2019 NHL Draft (Terry Wilson / OHL Image)

With the signing, the quick and tough Washkurak will keep the eyes of Blues scouts and makers on him, but given his age, it wouldn’t be a surprise to see the 19-year-old return to Mississauga this fall. .

Washkurak made his presence felt with the Mississauga Steelheads – he was voted the hardest worker in the Eastern Conference in 2018-19 and 2019-20.

Scouting reports praise the young center for his speed and tenacity, and he doesn’t hesitate to play in dirty areas in front of the net. In 49 games with the Steelheads in 2019-2020, Washkurak totaled 22 goals and 52 points. He led the team in shorthanded goals with three goals and added eight on the power play. Two of his goals emerged as match winners. His 62 penalty minutes are a testament to his abrasive style of play, especially in and around the opposing goal.

To say that he is far from making the Blues this fall even seems overly optimistic, but the fact that a player drafted so late has already made an impression of good omen for his future with the Blues.

Odds vs. Fifth Rounds

The fact that Washkurak has gained the attention he has so far is a testament to both the player’s gut courage and the Blues’ ability to find a diamond in the rough.

An interesting online report from Jokke Nevalainen assesses the possibility that players from every draft round will make it to the NHL. According to his report, while the former have a 37.3% chance of success, the numbers drop sharply from the second round (17.2%), and by the time a fifth round is selected, the number has dropped to 7.5. %.

Ironically, the fifth round had a lower chance percentage than the sixth round at 7.9%, but that’s far from the case.

Here’s a look at some of the team’s previous picks in the fifth round:

2018 – Hugh McGing

Taken at No. 138 a season before Washkurak, Hugh McGing, a 5-foot-9, 174-pound center from Chicago also had a brief glimpse at Utica this season, playing 23 games with the Comets after concluding a fourth and final season with the West Michigan Broncos.

McGing has 13 goals and 35 points in 35 games for the Broncos, wearing the captain’s “C”. In 23 games to wrap up the season at Utica, McGing scored his first professional goal and added three assists.

2017 – David Noël

A 6-foot-1, 194-pound defender David Noël returned to Val-d’Or from the Quebec Major Junior Hockey League after being selected 130th overall by the Blues. He played two more seasons in Val-d’Or, both as team captain before moving to the University of Quebec / Trois Rivières last season. He made his professional debut in 2018, playing a game with the San Antonio Rampage.

2016 – Nolan Stevens / Connor Bleackley

With two picks in the fifth round, the Blues selected Nolan Stevens in 125th place and added Conner Bleackley in 144th.

Bleackley, a six-foot, 192-pound forward, was actually selected in the first round (23rd overall) by the Colorado Avalanche in 2014, but was not signed and was available two years later. Since being signed by the Blues, Bleackley has rebounded between the AHL and ECHL, wearing 10 different jerseys.

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Stevens was a member of the Northeastern University Huskies and completed a four-season race there, the last season as team captain.

The 6-3, 185-pound winger played two seasons with the San Antonio Rampage and last season played with the Comets. In 136 AHL games, Stevens has amassed 24 goals and 67 points, but has yet to play for the Blues.

2015 – Niko Mikkola / Luc Opilka

The Blues also had two picks in the fifth round of the 2015 draft, picking up defenseman Niko Makkela at 127 pick, and Luke Opilka, a 146 goalie.

Makkela has made his way into the defensive body of the Blues, appearing in 30 games last season after honing his craft in the Finnish Liiga and the AHL in 2018-19. He has played a total of 118 AHL games and made his NHL debut with a five-game streak in St. Louis in 2019-20. In 30 games last season, Makkela had one goal and two assists, finished the season minus-11, and averaged around 2:30 pm per game.

Niko Mikkola San Antonio Rampage
Niko Mikkola, San Antonio Rampage (Jenae Anderson / The Hockey Writers)

Opilka, a 6-foot-1, 192-pound goalie, was a member of the United States National Development Team when he was selected by the Blues. He played a few seasons with the Kitchener Rangers in the Ontario Hockey League before retiring abruptly as a player, moving on to assistant coach / goaltending coach for the ACHA team. ‘Maryville University (St. Louis) for the past three seasons.

On the right track, but a long way to go

Washkurak seems to be on a somewhat fast lane, and the combination of his speed and physique, despite being on a smaller frame, has certainly turned some heads, but he’s still not sure of anything. In fact, it seems likely he’ll spend at least one more season learning the ropes in Mississauga.

Another thing playing against Washkurak, at least at this point, is the depth of the Blues, especially at the center. The first two in the middle are occupied by two of the team’s best players, captain Ryan O’Reilly and Brayden Schenn. This depth table lists six centers battling for two spots, including Zach Sanford and free agent Tyler Bozak, as well as Oskar Sundqvist, who hopes to come back from his knee injury in time for training camp in September.

The offseason trades and additions and subtractions could change the depth of the club, and with the role Washkurak is used to, he’s not locked into the center role. In fact, he could be more effective as a hard-hitting winger. Another potential tournament and training camp could give Washkurak a few more opportunities to impress decision-makers and so far it looks like he’s up to any challenge.




K-pop star Soobin wears “VANOOOVBR” Canucks shirt

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The oddly spelled Canucks t-shirt appeared on Korean television.

I’m not sure what place would be the least likely to see a Vancouver Canucks logo, but “on a K-pop star on South Korean TV” ranks pretty high up there.

Soobin is the frontman of K-pop group Tomorrow X Together, aka. SMS. The last album of the group, Chapter of Chaos: Freeze, was a crossover hit, reaching number 5 on the US Billboard charts and they made their late night debut in the US on The Late Late Show with James Corden last week, singing their new single, “Magic” .

The song is a certifiable bop.

On Friday they performed “Magic” on KBS World TV wearing outfits straight out of the late 90s or early 2000s: baggy jeans, long-sleeved shirts under oversized baseball jerseys and jackets. aviator.

Soobin’s shirt was a bit more of the late 2000s, however, as he wore a Canucks t-shirt with “Vancouver” on top of the Orc logo, which the Canucks debuted in the 2007-08 season. .

Only there was something a little weird about the logo. Instead of “VANCOUVER”, the shirt clearly reads “VANOOOVBR”.

Yes, it definitely says “VANOOOVBR”. By KBS World TV

This was spotted by a sharp-eyed Redditor and posted on the Canucks subreddit.

While oddly spelled or worded English wares aren’t exactly uncommon in places where English isn’t the primary language, that doesn’t appear to be what has happened here. Instead, it seems quite intentional, perhaps to avoid copyright issues.

In fact, if you look at some of the other shirts that TXT members have worn, Soobin isn’t the only one with weird spelling.

The Kansas City Chiefs jersey appears to read “CIIFF”. A shirt that appears to be an Underarmor shirt, instead reads “IIIIDCRARMCUR AIIIIFTICS”. I’m sure “TOURNDVENI” on the open baseball jersey is also meant to be something else.

TOMORROW X TOGETHER - Magic (Music Bank) _ Screenshot KBS WORLD TV 210618 0-24That’s not how you spell Underarmor. By KBS World TV

On closer inspection, the letters on the shirts appear to have been altered with small pieces of duct tape that match the color of the letters or the shirt. Adding a few lines to “VANCOUVER” can quickly turn the “C” and “U” into “O” and the “E” into “B”.

The reverse is done with the Chiefs and Underarmor shirts, instead of removing parts of letters to turn them into “I” or “C”.

My assumption is that this is done to avoid legal issues. Sometimes you will see logos or shirts with a brand fade on TV. This is called product movement or, informally, “grecking”. While it is not illegal to display a logo or use a trademark, it is always done to avoid any risk of legal trouble or to avoid free publicity to a business or brand.

Is Soobin really a Canucks fan? He wouldn’t be the first K-pop star to love hockey. NCT U did a full hockey-themed music video for their song “90’s Love,” although that helps NCT U member Mark Lee, who is from Canada.


Battle of Britain: England take the field to take on Scotland in historic Euro 2020 clash

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England’s football players have taken to the field ahead of their historic Euro 2020 clash against Scotland at Wembley tonight.

The national side was led out by captain and star striker Harry Kane as they came face to face with the Auld Enemy for the first time in the competition in a rainy north London.

They were cheered on by some 22,500 supporters – 2,800 being Scots – under the iconic arch ahead of the must-win game.

But there were concerns among football bosses that both sets of fans would boo the two teams when they take the knee in a show against racism.

There were also fears the largely-English stands would jeer while the Scottish national anthem was played and sung before kick off.

It comes after 20,000 Scottish fans turned the English capital into mayhem over the last two days, with punters fighting, stripping naked outside and swimming in public fountains.

Police admitted they had to ‘flexibly’ manage the huge swathe of Scotland fans who took over the West End earlier today with no social distancing, showering any England supporters brave enough to go near them with beer.

Fans parted to allow the Three Lions fans walk through – then tossed booze over them as they hurried by and let off blue and white smoke flares chanting: ‘I’d hate to be English’.

The Tartan Army had been in the pub at 10am, trashing central London and leaving the capital’s landmarks strewn with detritus having completely ignored pleas from Mayor Sadiq Khan and the Met Police to stay away.

They flouted a Scotland Yard two-day order warning them not congregate in the West End from 3pm yesterday – and instead they partied in Leicester Square where they danced in fountains they filled with foam into the night.

On Friday afternoon, officers admitted defeat in trying to move on the fans and said they would implement a ‘flexible policing plan… to reduce the likelihood of crime, disorder and anti-social behaviour’. 

England’s football players have taken to the field ahead of their historic Euro 2020 clash against Scotland at Wembley tonight

They were cheered on by some 22,500 supporters – 2,800 being Scots – under the iconic arch ahead of the must-win game

But there were concerns among football bosses that both sets of fans would boo the two teams when they take the knee in a show against racism

There were also fears the largely-English stands would jeer while the Scottish national anthem was played and sung before kick off

What social distancing? There was little room for space in Leicester Square as Scotland fans massed today ahead of the game

With the absence of an official fanzone, Scotland fans massed in Leicester Square to soak up the atmosphere today

A huge crowd of Scotland fans gather near Leicester Square in the West End ahead of the England verus Scotland Euro 2020 clash

The supporters left huge piles of litter in the popular London square with cans and bottles strewn across the floor after fans moved on

Fans seized the opportunity to jump into the fountain in Leicester Square and take off their shirts as they sprayed water over each other

A fan attempts to clear up the huge amount of litter left in Leicester Square after the fans vacated to make their way to the stadium 

Throughout the day, the Tartan Army were chanting, letting off flares and drinking as they made the most of the rare occasion for an England clash in an international tournament

There were wild scenes of jubilation throughout the day and despite the drunken revelry, police have only made two arrests so far

Supporters dance among the litter in central London after thousands of fans descended for the Euro 2020 clash between the old rivals

Fans scaled monuments, let off blue flares and sprayed beer over each other in the party atmosphere in the capital on Friday

There were clashes among the Tartan Army, many of whom had arrived on Thursday and had been drinking throughout the day

A topless fan has a run up then slides on the wet pavement to the delight of the gathered supporters during the crazy scenes ahead of the highly-anticipated clash

When the hundreds of fans finally dispersed from Leicester Square, the whole area was littered with crushed beer cans, broken bottles and plastic bags

Chief inspector Joe Stokoe said: ‘We have contingency plans to deal with any number of potential incidents as they arise but my message is clear: if you don’t have ticket to the matches, fan zone or officially booked into a pub, bar or club, please do not come to London – you could end up missing the game.’

After a night of disorder, the fans were back on the beers in the West End in the morning, with 20,000 Scots said to be in London and thousands more arriving by train from Glasgow and Edinburgh throughout the day.

When the hundreds of fans finally dispersed from Leicester Square, the whole area was littered with crushed beer cans, broken bottles and plastic bags.

Most of them still chanting were visibly drunk, some barely able to stand and staggering away with the sound of crunching glass underfoot.

Opposite the Hippodrome Casino ambulance crews had one fan strapped to a stretcher but before they could take him away he vomited.

His friend was equally drunk and was propped up against a wall by a police officer, but despite the state of many present, no arrests were made.

Many questioned why Nicola Sturgeon allowed the fans to travel south as she appealed for them to ‘stay safe’ on Friday and ‘be respectful to our hosts’.

She strongly condemned the thousands of Rangers fans who gathered earlier this year to celebrate their league title, but had not spoken out strongly against the Scottish fans descending on London.

Many noted the irony of Ms Sturgeon imposing a travel ban to Manchester and Salford because of rising cases there at the same time as tens of thousands of Scots travelled to London without a ticket to the game.

Last night supporters hugged and posed with smiling police officers meant to be dispersing them from central London.

Thousands of fans also spent the afternoon and evening in Hyde Park, which was strewn with litter including bottles and takeaway packaging. Although there were wild scenes of drunkenness, only two arrests were made.

A 25-year-old man was last night detained and cautioned for indecent exposure in Hyde Park, while another man was arrested for trying to take a police officer’s hat, assault with intent of avoiding arrest and assault of an emergency worker. He was taken to a south London police station where he remains.

It came as two men were badly hurt after a fight on the street just behind Leicester Square as Scottish fans partied.

The Met said a 55-year-old male is fighting for his life, and police say inquiries are going including into whether it is football related. 

Police watched on the proceedings throughout the day but rarely intervened as fans enjoyed the party atmosphere for the highly-anticipated game

Without a flare in the world? Scotland fans today seemed unworried about social distancing or staying dry in London

Flaring up! Scottish football fans arrive in London today for the European Championship tie versus England this afternoon 

Showing plenty of flare: Scottish football fans arrive in London today for the European Championship tie versus England

A fan with a Scottish flag draped over his shoulders walks through piles of rubbish left by supporters during the pre-match antics

Scotland fans gather in Leicester Square today before the UEFA Euro 2020 match between England and Scotland later

On Friday afternoon, more than 1,000 fans packed into a row of restaurants just off Leicester Square, whipped into a frenzy by bagpipe player Martin Brown. 

Wearing full Scottish regalia he led the massed fans as they sang along to his bagpipes, with the thronging crowd making it impossible for others to walk through. 

Police kept watch but only ventured into the crowd after reports of bottles being smashed as fans revelled in the party atmosphere.

One said: ‘This feels line a normal football match and we can forget about all this Covid stuff. 

‘For many here it’s been over a year since we could get away. Playing our biggest enemy just makes it all the more sweeter.

‘There’s been no trouble. People here just want a bit of fun and a good drink.’

Hundreds of fans again congregated by the William Shakespeare monument clambering into the fountain and standing atop the statue.

Dozens of police were on duty in the area but stood back from the crowds, while fans attempting to enter Leicester Square tube station carrying alcohol were told to leave it behind.

Tube staff swept broken glass from the steps as fans mingled with commuters and shoppers leaving the area.

While face masks are compulsory on the London Underground no attempt was made to stop any of the maskless fans from entering.

England fans making their way to Wembley or a pub were booed and jeered.

Scotland supporters had partied through the night in central London despite the Metropolitan Police issuing a 48-hour dispersal order yesterday as 20,000 ticketless supporters descended on the capital ahead of Friday night’s Euro 2020 crunch match against England at Wembley Stadium. 

Thousands of boozed-up fans draped in flags and wearing Scotland jerseys were seen chanting ‘we hate f***ing England’ as they jumped into the William Shakespeare fountain in Leicester Square, while others partied hard in Hyde Park – some naked – ahead of the 8pm match.   

Supporters poured off trains at King’s Cross Station yesterday, despite just 2,800 tickets being sold to Scotland fans, after Mayor Sadiq Khan pleaded with ticketless supporters to ‘enjoy the game from Scotland’. He previously said fans would provide a needed boost to London’s hard-hit hospitality sector.

A small number of Scottish fans ventured out into central London for pre- match drinks and a cooked breakfast this morning. 

The advance party of supporters headed to a Wetherspoons pub for early morning pints and breakfasts.

Among them was 27-year-old Josh McNair, who had left his friends sleeping off the excesses of the night before.

‘I didn’t feel too bad so came for breakfast’ he said as he walked into the pub.

‘Things will not get going until the afternoon when everyone wakes up and wants a drink’ The Wetherspoons was the only pub to open before 11am.’

The Mayor’s warnings that the influx of people would cause a ‘serious risk’ of spreading Covid-19 prompted pubs to cancel bookings, while London Ambulance Service admitted it had no plans to have an increased amount of medics on standby as a mass party broke out in Hyde Park.

Glasgow was previously a hotspot for the so-called Indian coronavirus variant, but has since been downgraded from its high alert status. Though most of Scotland was recently lowered to Level One in the county’s five-tier system, 13 council areas are in Level Two as the virus surges.

Scotland Yard has now issued a Section 35 Dispersal Order until 3pm on Saturday, in anticipation of ‘anti-social behaviour’. The order gives a police constable and a police community support officer the power to exclude a person from an area for 48 hours with an Inspector’s authority.

With rain expected to pour all night into Friday, celebrations could be dampened – meaning that police could have less on their hands than they might otherwise expect ahead of the Euro 2020 clash. 

There were plastic bags, bottles and cans all over the ground in Leicester Square after the fans descended for the party atmosphere

The Tartan Army on the march, as Scottish fans mass in Leicester Square today after the festivities of the previous night

A topless Scotland fan chants while crossing the road at Leicester Square in front of the Hippodrome Casino 

A fan wearing a kilt lets off a blue flair while on somebody’s shoulders during the wild scenes of revelry in the English capital today

A Metropolitan Police spokesman tweeted this evening: ‘Due to the high profile UEFA EURO Football match between England & Scotland on Friday 18th June at 8pm and the anticipated anti-social behaviour this may bring, a section 35 dispersal authority has been implemented. 

‘This has been authorised by Inspector Dodds from 1500 hours 17/06/21 till 1500 hours 19/06/21 in the West End area in an attempt to reduce the likelihood of members of the public being caused alarm harassment and distress and the occurrence of criminality in the local area.’

Mr Khan said: ‘Scottish fans are renowned around the world for bringing a party atmosphere with them to the big tournaments but with COVID restrictions still in place on both sides of the border, the best thing for fans without tickets to the game or a safe place to watch it is to enjoy the game from Scotland and not come to London.

‘In an ideal world I would welcome the Tartan Army to London for this match with open arms – but with Covid cases increasing, and with so much at stake as we fight this awful virus, I’m afraid that it just cannot be this time, so the best thing to do is not to come to London and instead enjoy the game at home.’ 

In February, the Mayor said he wants to see Scots ‘coming down to London to watch the Scotland-England game’ and said Euro 2020 will be a ‘springboard to a recovery, particularly if it’s domestic fans only’.

Many booked pub visits well in advance to get the best deals. But, after Mr Khan’s more cautious approach this week, many pubs have retracted bookings – with fans claiming it was down to their Scottish post codes.

Supporter Gary Ayton told MyLondon: ‘Sadiq Khan said he wants the Scotland fans to travel down; ‘feel free to come in book pubs, it will be good for tourism’, so everyone has done it, then literally a week later, they’re saying ‘if you’ve not got a ticket don’t travel’.’  

All 32 trains departing Edinburgh and Glasgow for the capital on Friday are fully booked, and southbound services from Manchester are also extremely busy.

And all bar one train arriving from Glasgow on Thursday were sold out yesterday, meaning the influx of fans has begun more than 24 hours before kick off.

And with no fan zone for those without tickets at Wembley, questions have been raised about where the droves of fans will go on Friday – especially as forecasted rain is set to make outside spaces a no-go. 

The rule of six and strict social distancing measures are still in force indoors, meaning those hoping to watch the match from pubs and sports bars to shelter from the downpour could be facing disappointment.

Footage taken at King’s Cross Station showed droves of Scotland fans – several wearing blue football kits – disembarking their train. Several chanted ‘we’ll be coming down the road’, a Scotland Football Team song.

Huge crowds were seen gathered outside the station, with Met Police officers on guard in case the festivities got out of hand. 

One fan admirably tries to sweep the rubbish while others walk on as supporters made their way to Wembley or to a TV screen for the match

William Shakespeare was given the Duke of Wellington treatment from Glasgow as a cone was placed on his head with fans dancing around the statue

A number of fans tried to collect the vast amount of litter left in the square after hundreds vacated in the final hours before the game

A group of fans gather for a photo in Leicester Square after authorities pleaded for supporters only with tickets to head to London

On Friday afternoon, officers admitted defeat in trying to move on the fans and said they would implement a ‘flexible policing plan… to reduce the likelihood of crime, disorder and anti-social behaviour’

Many have questioned why Nicola Sturgeon allowed the fans to travel south as she appealed for them to ‘stay safe’ on Friday and ‘be respectful to our hosts’

Pedestrians were unable to pass through the huge swathes of fans who had gathered for hours ahead of the game for a raucous atmosphere

Meanwhile, footage taken onboard planes flying into London showed rows of passengers singing Yes Sir I Can Boogie by Baccara – a song unofficially adopted as an anthem by Scotland fans.

Friday’s highly anticipated match marks the first clash between the two teams in four years.  

Most fans arriving yesterday admitted they did not have a ticket for the crunch Euro match at Wembley against England and said they would watch the game at a pub.

John McCormak, 35, said ‘ There was no chance of a ticket, but me and two mates decided to come anyway. It’s a great away day and will be made all the sweeter if we win’

Mr McCormak, from Glasgow, said he was staying in a budget hotel near Victoria Station.

‘It’s a rip off with the price, but the cheapest I could find, I’ve been down before and there’s a good sports bar nearby which will do me,’ he added.

His friend Andy Allen 37, said: ‘Playing England at Wembley is the one match any Scot fan wants to attend. It’s criminal that more tickets were not made available.’

Between noon and 6pm six trains from Glasgow arrived at Euston. Others – equally packed with fans – arrived at Kings Cross station. 

Ticketless fans said they had booked a place at a pub showing the match as part of a package. Others said they planned to find a pub in central London that would house them rather than travel out to Wembley Stadium for the 8pm kick off.

Sandy Blake 26, said he planned to spend the night on a friend’s sofa and watch the match at a North London pub.

Wearing a kilt and a Scottish football jersey, he said the three day trip would cost him £400.

He said: ‘I’ve got a ticket to watch in a pub near my hotel. Costing me between £300 and £400. If we win, money well spent.’

After the five-and-a-half hour train journey from Glasgow, most fans headed straight to their accommodation. One group of six friends had accommodation booked at a Premier Inn close to Wembley.

Martin Yarrew, 25, said he had reserved a room as soon as the Euro draw was made and faced months of uncertainty about whether he would be able to travel due to Covid restrictions.

He said: ‘To be honest, I’m just glad to be here and excited to watch the match. Booking very early meant I got a cheap rate. Others on the train said they were paying over £150 a night.’ 

One unfortunate fan was bundled over into the mud by a Leicester Square fountain where litter was also dumped by supporters

Nicola Sturgeon urged fans to ‘stay safe’ but there was no social distancing in sight with fans hugging each other and gathering in small spaces

Scottish Football supporters on the pints in Leicester Square today – hours after the country’s supporters went wild

Scotland fans arriving at King’s Cross station show their support today in London ahead of the UEFA Euro 2020 match

There were cans of Thatchers and Strongbow dropped on the ground in London despite Nicola Sturgeon’s pleas to ‘respect’ their hosts

Scotland fans at Edinburgh Waverley railway station on their way to London today ahead of the UEFA Euro 2020 match

They’re still coming! This Scotland fan was on her way to London today ahead of the big match in Wembley Stadium 

Four patriotically dressed Scottish fans make their way through a wet Hyde Park this morning ahead of the big game

Scotland fans at Edinburgh Waverley railway station today as they prepare to travel to London ahead of the UEFA Euro 2020

Two men were badly hurt after a fight on the road just behind Leicester Square as Scottish fans partied (crime scene pictured). The Met says a 55-year-old male is fighting for his life, and police say inquiries are going including into whether it is football related.

The scene in a trashed Leicester Square this morning after the Tartan Army partied and filled the fountains with foam

The Metropolitan Police have issued a dispersal order giving officers the power to remove troublemakers from central London

Another fan who arrived was Charlie Archibald, 30. He had a ticket for the match courtesy of his cousin Liam Cooper who is expected to play for Scotland.

Sporting a blue Scotland jersey with ‘Cooper’ on the back, he said: ‘I guess we are the lucky ones with a ticket. My cousin plays for Scotland so he was able to get us the tickets. Didn’t cost me anything. We’re really looking forward to the match.’

Charlie travelled down to London with friends Robbie Lapsley and David Snedden. They headed to their hotel Hyde Park after their train journey.

It is thought that Scotland will join England in taking a knee to protest racial inequality during Friday’s game. 

Hundreds of Met Police officers are set to form a ring of steel at Wembley to prevent ticketless fans accessing the stadium on Friday night. 

There will also be a significant police presence in tourist areas of such as Trafalgar Square, as well as at King’s Cross and Euston stations. 

There are also concerns about Scotland fans infiltrating the home areas of the stadium as tickets are still changing hands on various resale websites.

The police will work with stewards to stop ticketless fans accessing Wembley Way, and travelling fans in the England sections risk being ejected from the stadium.

Scottish Football Supporters Association founder, Paul Goodwin, questioned why there was no fan zone provided for supporters without tickets in London, adding that Glasgow has one that can take 6,000 seated and socially distanced people.

He told The Times: ‘There will be plenty of tartan on display as we like coming down and showing off. The fact we have not been part of it [a major tournament] for such a long time is a factor.’

Sven Lister, part of the Roysth Tartan Army supporters club, said that not facilitating a way for fans to watch the match could bring about trouble.

‘I reckon there will be about 20,000 or so turning out. It just worries me that they’ve not done anything. There’s going to be groups wandering, possibly not getting to see the football, which would cause trouble,’ he told MyLondon.

Scenes of fans descending on the capital no-doubt evoked memories of previous Tartan army invasions in London, such as in 1979 (pictured)

Scotland beat England 2-1 at Wembley Stadium in 1977, prompting fans to invade the pitch and pull down goalposts (pictured)

Fans are seen celebrating their sides first goal in the match against England at Wembley in 1977

But Goodwin said that Scottish fans have won awards for their friendliness and good behaviour at the previous two tournaments.

The news comes following disappointment for Scotland fans after their country lost 2-0 in their first match in a major tournament in 23 years, which saw a Czech Republic player score an extraordinary goal from the halfway line.

The game was played at Hampden Park in Glasgow in front of a socially-distanced crowd of 12,000 fans.

The Met’s Deputy Assistant Comissioner, Jane Connors, told Sportsmail the force were preparing to deal with an invasion of ticketless fans for Scotland’s first game at Wembley since a World Cup qualifier five years ago in what will be only their second tournament meeting in 114 fixtures.

‘We anticipate a significant number of fans are expecting to travel to London,’ Connors said.

‘I would urge people: please, only come to London if you have a ticket for a match, or fanzone. There are no alternative sites for fans to gather in large numbers and there are limited spaces in pubs and bars and you could end up missing the game. London is still in lockdown and must observe current Government guidelines.’

Mr Goodwin added that said Steve Clarke side’s defeat by the Czech Republic may have deterred fans from travelling and complained about the lack of a fanzone for the visitors in London.

‘There’s less likely to be a mass invasion as people are feeling deflated after the Czech result, but there will be a few thousand without tickets, that’s for sure,’ Goodwin said.

‘In addition to those travelling, as someone who lived in London for 16 years I know how big the Scottish community is down there.

‘The official allocation is 3,000 so it could be double that or even more. A Scottish fanzone would have helped keep people away from Wembley. Maybe that decision was taken to stop people from travelling.’

Following Friday’s crunch match, Scotland will return to Hampden Park in Glasgow for the final group game against Croatia on 22 June.

About 12,000 people descended on Hampden to watch their match against the Czech Republic on Monday. 


Effort underway to honor Tom Osiecki’s contributions to Burnsville hockey

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In the southern Twin Cities suburb of Burnsville, for the boys and girls programs, that person was Tom Osiecki. In the mid-1960s, he was the first boys’ hockey coach in the high school program, then known as the Braves, and trained outdoors. About 30 years later, in 1996, Osiecki was the first female hockey coach at Burnsville, which changed her nickname to Blaze in the early 1990s.

Now an effort is underway to permanently honor the man many have called Burnsville’s father of hockey. Recently, the community park’s board of directors approved a proposal to establish a life-size statue of Osiecki outside the Burnsville Ice Center – the two-rink complex that is home to Burnsville Youth and Hockey League. secondary school. In July, Burnsville City Council will review the proposal and, if approved, fundraising for the statue can begin.

This is an effort led by Pete Heunisch, a Burnsville graduate in 1987 and student principal of two of Osiecki’s most successful teams, when the Braves won back-to-back Minnesota State Boys titles in 1985. and 1986. Heunisch admits that Osiecki was not sold on the idea at first.

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“Tom never looked for the limelight or was like ‘hey, look what I did’ so he said he didn’t feel he really deserved this,” Heunisch said. . “We all think he’s done great things. He’s the kind of guy who when you walk into the locker room everyone is quiet.

It wasn’t always admiration for Osiecki’s program in the community. In the early 1980s, a petition even circulated calling for his removal from his post as head coach. Mark Osiecki, Tom’s son and assistant coach of the Wisconsin Badgers men’s program, said it was “absolute hell” for a while, recalling that people in their neighborhood had even signed the petition, and that ‘there had been confrontations in the community over what was seen as a poorly performing high school program.

All of that talk ebbed back in 1983 when the Braves made their maiden trip to a state tournament and Osiecki guided them to the state title game, where Burnsville fell to an undefeated Hill- Murray. Two years later, they won a rematch against the Pioneers in the final, and Scott Bloom’s goal with 27 seconds on the clock took Burnsville to a 4-3 victory. The following year, the Braves and Pioneers met again in the title game, with Osiecki’s Burnsville side winning 4-1. They played a third consecutive title game in 1987, but fell to Bloomington Kennedy to finish second.

After leaving the Boys ‘Program in 1990, Osiecki worked as a scout for the Minnesota North Stars / Dallas Stars and then started the Girls’ Blaze Program. He was also a women’s varsity head coach in St. Olaf and assistant coach of the Gophers women’s program for a year in the 2000s.

Now 78, he is retired and lives in Burnsville.

Heunisch worked with Nick Legeros, a local sculptor who previously created a Goldy Gopher mascot statue at the U of M, a Sid Hartman statue that sits outside the Target Center in Minneapolis, and a Willard statue. Ikola which is on display at Braemar Arena in Edina. If the city approves the proposal, Heunisch said an effort to raise up to $ 60,000 to find the statue will begin. Burnsville Mayor Elizabeth Kautz praised Osiecki for his contributions to the community and expressed support for the statue, with the caveat that no taxpayer money is used.

“I told Pete, absolutely, and we can have a statue and identify a place in front of the rink, but you’re going to have to collect the money for the statue, like everyone else,” Kautz said in an interview. with the live ice rink. “Public art does not leave the community tax base. People collect money, get an artist to sculpt the piece, then we’ll work with you to place it and so on.

Legeros has already set up a clay model of what the statue will look like, and Heunisch said if all goes well and funds are raised, he hopes the work can be unveiled by this winter, when the community will celebrate its 50th anniversary the arena has been built.

“It is an honor that makes him humble and certainly well deserved for my father,” said Mark Osiecki. “And not just for him, but for the people who helped him build the program. It’s to recognize all those guys who have helped Burnsville hockey reach the status it has achieved.

The 5 Best Bookstores in Charlotte🥇

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Below is a list of the best and top bookstores in Charlotte. To help you find the best bookstores located near you in Charlotte, we’ve put together our own list based on this list of review points.

The best bookstores in Charlotte:

The best rated bookstores in Charlotte are:

  • Park logbooks – prides itself on finding the right book that is perfect for its clients.
  • Barnes & Noble – presents different types of books and e-books according to the preferences of their readers.
  • The Grounds Bookstore and Café – features a unique blend of an on-site bookstore and coffee shop.
  • The village bookstore – is the perfect bookstore for souvenirs, clothes and books.
  • CPCC library – provides its customers with quality clothing, textbooks and many more.

Park logbooks

Park logbooks prides itself on finding the right book that is perfect for its clients. In addition, they have won numerous nominations in several bookstore awards. In addition, they offer different types of books ranging from fiction to educational material. Then, this bookstore also offers a quiet and ambient place perfect for studying and reading books. Plus, they have polite staff and librarians ready to help their readers, depending on their reading preferences. Plus, they have inexpensive books, which are good value for their customers.

Products:

bookstore

LOCATION:

Address: 4139 Park Road, Charlotte, NC 28209
Telephone: (704) 525-9239
Website: www.parkroadbooks.com

COMMENTS:

“Department Store – go get a signed copy of Splitting Pennies on display now!” We must support our local bookstores! It’s not only a great bookstore, but they have tons of children’s books. – Elite E Services

Barnes & Noble

Barnes & Noble presents different types of books and e-books according to the preferences of their readers. In addition, this bookstore offers stationery such as diaries, pens, art papers and many more. Then they have high-quality eBooks that their reader can access and that they can access on their computers and smartphones. In addition, they also offer very informative and educational children’s books. Games and collectibles are also offered in the shop, such as board games and figurines. This shop offers almost any reader can ask for; thus, this bookstore could supply books to toys.

Products:

bookstore

LOCATION:

Address: 3327 Pineville-Matthews Rd, Charlotte, NC 28226
Telephone: (704) 341-9365
Website: stores.barnesandnoble.com

COMMENTS:

“Friendly associates. The cafe associate was extremely nice and made my day. Any bookstore is my go-to place, but this Barnes and Noble has always been my favorite. – We Mo

The garden bookstore and Coffee

The Grounds Bookstore and Café features a unique blend of an on-site bookstore and coffee shop. In addition, this store offers quality books ranging from fiction to educational books. In addition, this shop has a very cozy place in which this shop is perfect for coffee lovers and avid readers. Then they have very accommodating staff and librarians who help read their clients’ next book. Plus, they have highly skilled baristas who brew delicious coffee, whether it’s piping hot or iced. In addition, this shop is known for its ambient setting and tasty coffee.

Products:

bookstore, cafe

LOCATION:

Address: 8335 Browne Road, Charlotte, NC 28269
Telephone: (704) 598-9800
Website: www.thegroundsatmeck.com

COMMENTS:

“The Grounds has the best coffee in the area and always has seats open during the week. Really a great workspace for students or people looking for a good wifi connection. The prices are lower than in other cafes too! – Amber brown

The village bookstore

The village bookstore is the perfect bookstore for souvenirs, clothes and books. Then, this bookstore offers quality school clothes, jerseys and many more. In addition, educational manuals are available to both teachers and students in this shop. In addition, they have accessories and electronic devices that customers can purchase from the bookstore. In addition, they have a very welcoming staff and professional librarians who help their readers and avid visitors what book to read. In addition, they offer bundles of books offered at low prices.

Products:

bookstore

LOCATION:

Address: 800 W Trade St # 150, Charlotte, NC 28202
Telephone: (980) 598-1250
Website: www.bkstr.com

COMMENTS:

“Nice assortment of Johnson and Wales clothing, chef’s items, books, diploma frames and snacks.” – Tom Catalanotto

CPCC library

CPCC library provides its customers with quality clothing, textbooks and many more. In addition, this bookstore offers perfect proofreaders for preparatory exams and many more. In addition, digital content is offered in the bookstore, such as e-books and electronic information material. Then customers can also buy computers such as desktops and laptops in the store. In addition, school supplies are also offered, such as pens, notebooks, agendas and many more. For a full-fledged bookstore, this is the perfect choice

Products:

bookstore

LOCATION:

Address: 1112 Charlottetowne Ave, Charlotte, NC 28204
Call: (704) 330-6649
Website: cpcc.bncollege.com

COMMENTS:

“Excellent location to get everything you need. The prices of books keep going up, which is terrible. But customer service and they seem to have the majority of things in stock. The store side is nice to have too. Employing mostly students which is good too. -Jessica Goad


Tartan Army invasion: Scotland fans party through the night in London

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Scotland football fans partied through the night in central London despite the Metropolitan Police issuing a 48-hour dispersal order yesterday as 20,000 ticketless supporters descended on the capital ahead of Friday night’s Euro 2020 crunch match against England at Wembley Stadium. 

Thousands of boozed-up fans draped in flags and wearing Scotland jerseys were seen chanting ‘we hate f***ing England’ as they jumped into the William Shakespeare fountain in Leicester Square, while others partied hard in Hyde Park – some naked – ahead of the 8pm match on Friday. 

Supporters poured off trains at King’s Cross Station yesterday, despite just 2,800 tickets being sold to Scotland fans, after Mayor Sadiq Khan pleaded with ticketless supporters to ‘enjoy the game from Scotland’. He previously said fans would provide a needed boost to London’s hard-hit hospitality sector.

The Mayor’s warnings that the influx of people would cause a ‘serious risk’ of spreading Covid-19 prompted pubs to cancel bookings, while London Ambulance Service admitted it had no plans to have an increased amount of medics on standby as a mass party broke out in Hyde Park.

Glasgow was previously a hotspot for the so-called Indian coronavirus variant, but has since been downgraded from its high alert status. Though most of Scotland was recently lowered to Level One in the county’s five-tier system, 13 council areas are in Level Two as the virus surges.

Scotland Yard has now issued a Section 35 Dispersal Order until 3pm on Saturday, in anticipation of ‘anti-social behaviour’. The order gives a police constable and a police community support officer the power to exclude a person from an area for 48 hours with an Inspector’s authority.

With rain expected to pour all night into Friday, celebrations could be dampened – meaning that police could have less on their hands than they might otherwise expect ahead of the Euro 2020 clash. 

A Metropolitan Police spokesman tweeted this evening: ‘Due to the high profile UEFA EURO Football match between England & Scotland on Friday 18th June at 8pm and the anticipated anti-social behaviour this may bring, a section 35 dispersal authority has been implemented. 

‘This has been authorised by Inspector Dodds from 1500 hours 17/06/21 till 1500 hours 19/06/21 in the West End area in an attempt to reduce the likelihood of members of the public being caused alarm harassment and distress and the occurrence of criminality in the local area.’ 

Scotland football fans climb the William Shakespeare fountain in Leicester Square, central London ahead of the Uefa clash

Scotland football fans party in Leicester Square, central London ahead of Friday night’s crunch Uefa match with England

Scotland football fans climb the William Shakespeare fountain in Leicester Square, central London ahead of the Uefa clash

Scotland football supporters light flares in Leicester Square, central London, ahead of the Uefa clash

Scotland football fans play in foam by the William Shakespeare fountain in Leicester Square ahead of the Uefa clash

Scotland football fans party in the pouring rain in Leicester Square, central London ahead of the Uefa clash

Scotland football fans party into the night in Leicester Square, central London ahead of the Uefa clash

A topless Scotland football fan is drench in beer in the rain in Leicester Square, central London ahead of the Uefa clash

Scotland football fans party into the night in Leicester Square, central London ahead of the Uefa clash

Police on patrol in Leicester Square as Scotland football fans sing and drink in the rain in central London 

A Scotland supporter speaks with an England supporter wearing a beer box on his head before the Uefa clash

Two people ride the back of a Metropolitan Police van in Leicester Square ahead of the Euro 2020 clash with England

A topless Scotland football supporter falls over in the pouring rain in Leicester Square, central London 

Scotland football fans bend over the William Shakespeare fountain in Leicester Square ahead of the Uefa clash

A Scotland football supporter laughs in front of a Metropolitan Police officer in Leicester Square, central London

Scotland football fans party in Leicester Square amid the pouring rain ahead of the Uefa clash with England

A naked Scottish fan is arrested by police as they congregate in Hyde Park, London ahead of the Uefa clash

Scotland football fans light flares and sing and dance in Hyde Park in central London ahead of the football clash 

Scotland football fans are seen drinking and jumping into the William Shakespeare fountain in Leicester Square, London

Scotland football fans are seen drinking and celebrating at the Shakespeare fountain in central London this evening

Scotland fans drinking and singing in the William Shakespeare fountain in Leicester Square, central London 

Scottish football fans arrive in London for the European Championship clash with England at Wembley Stadium

Scotland football fans are seen drinking and singing in Leicester Square ahead of the Euro 2020 clash

Scotland fans arrive at King’s Cross Station on June 17, 2021 in London ahead of the Uefa clash at Wembley

Scotland fans chanting outside King’s Cross Station on June 17, 2021 in London

The Metropolitan Police have issued a dispersal order giving officers the power to remove troublemakers from central London

Vast swathes of fans – several not wearing masks – were seen flooding off trains as they arrived in the capital

Football fans in Leicester Square pouring washing up liquid into the William Shakespeare fountain tonight 

A Scotland football fan sits in a chair in the William Shakespeare fountain in Leicester Square in London

A Scotland fan holds up the flag of Scotland with the word ‘Yes’ written across it, associated with the campaign for Scotland’s independence from the UK, outside King’s Cross Station

One man appeared to have climbed on top of a sign in King’s Cross Station in London as fans gathered

Scotland fan chanting outside King’s Cross Station on June 17, 2021 in London

Scotland football fans wearing kilts arrive at King’s Cross Station in central London ahead of the Uefa clash

A Scotland fan at Central station in Glasgow as she prepares to travel to London ahead of the Uefa clash

Scotland fans at Central station in Glasgow as they prepare to travel to London ahead of the Uefa clash

Scotland fans singing outside King’s Cross Station on June 17, 2021 in London

Scotland fans chanting outside King’s Cross Station on June 17, 2021 in London

Scotland fans drinking and singing at the All Bar One in Leicester Square ahead of the Uefa clash

Scotland fans singing and clapping outside King’s Cross Station on June 17, 2021 ahead of the Euro 2020 clash 

A Scotland fan lets of a flare outside King’s Cross Station on June 17, 2021 in London

Scottish Football supporters arrive at Kings Cross Station ahead of the England vs Scotland Euro 2020 football match

Scotland football fans wearing kilts are seen singing and drinking without masks in Leicester Square, central London 

Metropolitan Police officers are seen in Leicester Square as Scotland football fans sing and drink ahead of the Uefa clash

Football fans in Leicester Square, London ahead of the UEFA Euro 2020 Group D match between England and Scotland

And with no fan zone for those without tickets at Wembley, questions have been raised about where the droves of fans (some pictured) will go on Friday – especially as forecasted rain is set to make outside spaces a no-go

Scottish Football supporters in jumping in the fountain at Leicester Square ahead of the Uefa clash

Scotland fans singing and chanting outside King’s Cross Station on June 17, 2021 in London

A significant number of police attended at King’s Cross Station to make sure the football crowd did not get out of hand

One fan was seen smiling with a hat and Scottish flag as fans gathered at King’s Cross Station in the capital

Women travelling to London from Waverley Station, Edinburgh, are seen posing with a Scottish flag

Section 35 Dispersal Orders: Explained 

Section 35 Dispersal Orders are issued where police believe there may be anti-social behaviour.

Under Section 35 of the Anti-Social Behaviour, Crime and Policing Act 2014, a police constable and a PCSO have the power exclude a person from an area for a period of up to 48 hours.

The order must be authorised by an Inspector.

Mr Khan said: ‘Scottish fans are renowned around the world for bringing a party atmosphere with them to the big tournaments but with COVID restrictions still in place on both sides of the border, the best thing for fans without tickets to the game or a safe place to watch it is to enjoy the game from Scotland and not come to London.

‘In an ideal world I would welcome the Tartan Army to London for this match with open arms – but with Covid cases increasing, and with so much at stake as we fight this awful virus, I’m afraid that it just cannot be this time, so the best thing to do is not to come to London and instead enjoy the game at home.’ 

In February, the Mayor said he wants to see Scots ‘coming down to London to watch the Scotland-England game’ and said Euro 2020 will be a ‘springboard to a recovery, particularly if it’s domestic fans only’.

Many booked pub visits well in advance to get the best deals. But, after Mr Khan’s more cautious approach this week, many pubs have retracted bookings – with fans claiming it was down to their Scottish post codes.

Supporter Gary Ayton told MyLondon: ‘Sadiq Khan said he wants the Scotland fans to travel down; ‘feel free to come in book pubs, it will be good for tourism’, so everyone has done it, then literally a week later, they’re saying ‘if you’ve not got a ticket don’t travel’.’  

All 32 trains departing Edinburgh and Glasgow for the capital on Friday are fully booked, and southbound services from Manchester are also extremely busy.

And all bar one train arriving from Glasgow on Thursday were sold out yesterday, meaning the influx of fans has begun more than 24 hours before kick off.

And with no fan zone for those without tickets at Wembley, questions have been raised about where the droves of fans will go on Friday – especially as forecasted rain is set to make outside spaces a no-go. 

The rule of six and strict social distancing measures are still in force indoors, meaning those hoping to watch the match from pubs and sports bars to shelter from the downpour could be facing disappointment.

Jeering fans chant as they gather at Central Station before boarding trains to London on June 17 – ahead of the match

Fans climb on top of benches and signs in King’s Cross Station after arriving in London ahead of the match

Droves of fans were seen at King’s Cross Station. Many did not wear masks as they walked along the platform

Scottish football supporters – one clutching a bottle of Buckfast – look jovial as they wait in King’s Cross Station

Scotland fans at Central station in Glasgow as they prepare to travel to London ahead of the UEFA Euro 2020 Group D match between England and Scotland at Wembley Stadium

Scotland fans at Central station in Glasgow before their journey to London

Two young Scotland fans wearing matching kilts and jerseys were seen in Central Station, Glasgow, before boarding trains to London

Scotland football supporters gathered at Central Station before boarding trains to London on June 17

Fans chanted and sung as they walked along the platform in London

Scotland fans are seen posing on board a flight heading into London ahead of the Euro 2020 clash at Wembley

Meanwhile, footage taken onboard planes flying into London showed rows of passengers singing Yes Sir I Can Boogie by Baccara – a song unofficially adopted as an anthem by Scotland fans

Footage taken at King’s Cross Station showed droves of Scotland fans – several wearing blue football kits – disembarking their train. Several chanted ‘we’ll be coming down the road’, a Scotland Football Team song.

Huge crowds were seen gathered outside the station, with Met Police officers on guard in case the festivities got out of hand. 

Meanwhile, footage taken onboard planes flying into London showed rows of passengers singing Yes Sir I Can Boogie by Baccara – a song unofficially adopted as an anthem by Scotland fans.

Friday’s highly anticipated match marks the first clash between the two teams in four years.  

Scotland fans are already flooding into London ahead of the nation’s clash against England at Wembley – with the Tartan Army selling out trains from Glasgow and Edinburgh

As many as 6,000 Scots are expected to descend on the capital by Friday, according to the Scottish Football Supporters Association – while other estimates put the figure at 20,000. Left: A Scotland fan arriving by train. Right: Two visiting supporters posing in front of the Houses of Parliament 

Footage taken at King’s Cross Station showed droves of Scotland fans – several wearing blue football kits – disembarking their train

Several chanted ‘we’ll be coming down the road’, a Scotland Football Team song

Sadiq Khan this week performed a u-turn on Scottish fans travelling up to London. Pictured: Fans heading to London on a coach

Crowds of people were seen arriving in London. Several train passengers did not wear face masks

Football fans cheered as they exited through the turnstiles in King’s Cross Station in London

Some fans wore traditional kilts with their football jerseys – even though kickoff isn’t until Friday at 8pm

It is thought that Scotland will join England in taking a knee to protest racial inequality during Friday’s game. Pictured: Scotland fans at King’s Cross Station

This week, ticketless Scotland supporters (fans pictured) were urged to stay away from Wembley for the match – with Sadiq Khan performing a u-turn on Scottish fans travelling down to London

After previously welcoming fans as a much-needed boost to the capital’s hard-hit hospitality industry, the London mayor said they pose a ‘serious risk’ to spreading Covid. Pictured: Fans arriving

Hundreds of Met Police officers will form a ring of steel at Wembley to prevent ticketless fans accessing the stadium. Pictured: Police at King’s Cross Station as fans arrived

Huge crowds were seen gathered outside the station, with Met Police officers on guard in case the festivities got out of hand

The mayor’s warning came amid concerns that those without tickets could meet in Hyde Park for a mass party after the match – with London Ambulance bosses putting the potential meet up ‘on their radar’. Pictured: Fans arriving

There will also be a significant police presence in tourist areas of such as Trafalgar Square, as well as at King’s Cross (pictured) and Euston stations

London Ambulance Service urged visitors to be sensible with their drinking but said it has ‘no plans’ to have an increased amount of medics on standby

Mr Khan said: ‘Scottish fans are renowned around the world for bringing a party atmosphere with them to the big tournaments but with COVID restrictions still in place on both sides of the border, the best thing for fans without tickets to the game or a safe place to watch it is to enjoy the game from Scotland and not come to London’. Pictured: Fans in London

Mr Khan added: ‘In an ideal world I would welcome the Tartan Army to London for this match with open arms – but with Covid cases increasing, and with so much at stake as we fight this awful virus, I’m afraid that it just cannot be this time, so the best thing to do is not to come to London and instead enjoy the game at home.’ Pictured: Fans at King’s Cross station

There are also concerns about Scotland fans infiltrating the home areas of the stadium as tickets are still changing hands on various resale websites. Pictured: Scotland fans in London

Supporters were draped in flags as they waited to board trains in Glasgow

Police were seen at Central Station in Glasgow before football fans boarded trains to London 

Most fans arriving yesterday admitted they did not have a ticket for the crunch Euro match at Wembley against England and said they would watch the game at a pub.

John McCormak, 35, said ‘ There was no chance of a ticket, but me and two mates decided to come anyway. It’s a great away day and will be made all the sweeter if we win’

Mr McCormak, from Glasgow, said he was staying in a budget hotel near Victoria Station.

‘It’s a rip off with the price, but the cheapest I could find, I’ve been down before and there’s a good sports bar nearby which will do me,’ he added.

His friend Andy Allen 37, said: ‘Playing England at Wembley is the one match any Scot fan wants to attend. It’s criminal that more tickets were not made available.’

Between noon and 6pm six trains from Glasgow arrived at Euston. Others – equally packed with fans – arrived at Kings Cross station. 

Fans were seen holding bottles of beer and clutching suitcases ahead of boarding trains to London 

Football fans beam as they pose for a picture ahead of the Scotland vs England match

Football supporters are seen cheering and chanting outside King’s Cross Station in central London

Scotland supporters were seen chanting as they made their way along the platform in Glasgow before boarding the train to London

Fans wearing kilts chanted and punched the air as they walked down the platform in Glasgow

Two young Scotland supporters wearing matching kilts and pushing a suitcase were seen walking along in Glasgow station

Ticketless fans said they had booked a place at a pub showing the match as part of a package. Others said they planned to find a pub in central London that would house them rather than travel out to Wembley Stadium for the 8pm kick off.

Sandy Blake 26, said he planned to spend the night on a friend’s sofa and watch the match at a North London pub.

Wearing a kilt and a Scottish football jersey, he said the three day trip would cost him £400.

He said: ‘I’ve got a ticket to watch in a pub near my hotel. Costing me between £300 and £400. If we win, money well spent.’

After the five-and-a-half hour train journey from Glasgow, most fans headed straight to their accommodation. One group of six friends had accommodation booked at a Premier Inn close to Wembley.

Martin Yarrew, 25, said he had reserved a room as soon as the Euro draw was made and faced months of uncertainty about whether he would be able to travel due to Covid restrictions.

He said: ‘To be honest, I’m just glad to be here and excited to watch the match. Booking very early meant I got a cheap rate. Others on the train said they were paying over £150 a night.’ 

Another fan who arrived was Charlie Archibald, 30. He had a ticket for the match courtesy of his cousin Liam Cooper who is expected to play for Scotland.

Sporting a blue Scotland jersey with ‘Cooper’ on the back, he said: ‘I guess we are the lucky ones with a ticket. My cousin plays for Scotland so he was able to get us the tickets. Didn’t cost me anything. We’re really looking forward to the match.’

Charlie travelled down to London with friends Robbie Lapsley and David Snedden. They headed to their hotel Hyde Park after their train journey.

The police will work with stewards to stop ticketless fans accessing Wembley Way, and travelling fans in the England sections risk being ejected from the stadium. Pictured: Scotland fans in London

Scottish Football Supporters Association founder, Paul Goodwin, questioned why there was no fan zone provided for supporters without tickets in London, adding that Glasgow has one that can take 6,000 seated and socially distanced people. Pictured: Fans in London

Sven Lister, part of the Roysth Tartan Army supporters club, said that not facilitating a way for fans to watch the match could bring about trouble. Pictured: Fans in London

All 15 of the train services going straight to London from Glasgow in time for the match on Friday were sold out by Monday this week. Pictured: Trainline search results for

It is thought that Scotland will join England in taking a knee to protest racial inequality during Friday’s game. 

Hundreds of Met Police officers are set to form a ring of steel at Wembley to prevent ticketless fans accessing the stadium on Friday night.

There will also be a significant police presence in tourist areas of such as Trafalgar Square, as well as at King’s Cross and Euston stations. 

There are also concerns about Scotland fans infiltrating the home areas of the stadium as tickets are still changing hands on various resale websites.

The police will work with stewards to stop ticketless fans accessing Wembley Way, and travelling fans in the England sections risk being ejected from the stadium.

Scottish Football Supporters Association founder, Paul Goodwin, questioned why there was no fan zone provided for supporters without tickets in London, adding that Glasgow has one that can take 6,000 seated and socially distanced people.

All bar one train arriving on Thursday was sold out (pictured), meaning the influx of fans has begun more than 24 hours before kick off 

Following Friday’s match, Scotland will return to Hampden Park in Glasgow for the final group game against Croatia on 22 June. Pictured: Other fans opted to drive to London

He told The Times: ‘There will be plenty of tartan on display as we like coming down and showing off. The fact we have not been part of it [a major tournament] for such a long time is a factor.’

Sven Lister, part of the Roysth Tartan Army supporters club, said that not facilitating a way for fans to watch the match could bring about trouble.

‘I reckon there will be about 20,000 or so turning out. It just worries me that they’ve not done anything. There’s going to be groups wandering, possibly not getting to see the football, which would cause trouble,’ he told MyLondon.

But Goodwin said that Scottish fans have won awards for their friendliness and good behaviour at the previous two tournaments.

The news comes following disappointment for Scotland fans after their country lost 2-0 in their first match in a major tournament in 23 years, which saw a Czech Republic player score an extraordinary goal from the halfway line.

The game was played at Hampden Park in Glasgow in front of a socially-distanced crowd of 12,000 fans.

The Met’s Deputy Assistant Comissioner, Jane Connors, told Sportsmail the force were preparing to deal with an invasion of ticketless fans for Scotland’s first game at Wembley since a World Cup qualifier five years ago in what will be only their second tournament meeting in 114 fixtures.

Scenes of fans descending on the capital no-doubt evoked memories of previous Tartan army invasions in London, such as in 1979 (pictured)

Scotland beat England 2-1 at Wembley Stadium in 1977, prompting fans to invade the pitch and pull down goalposts (pictured)

Fans are seen celebrating their sides first goal in the match against England at Wembley in 1977

‘We anticipate a significant number of fans are expecting to travel to London,’ Connors said.

‘I would urge people: please, only come to London if you have a ticket for a match, or fanzone. There are no alternative sites for fans to gather in large numbers and there are limited spaces in pubs and bars and you could end up missing the game. London is still in lockdown and must observe current Government guidelines.’

Mr Goodwin added that said Steve Clarke side’s defeat by the Czech Republic may have deterred fans from travelling and complained about the lack of a fanzone for the visitors in London.

‘There’s less likely to be a mass invasion as people are feeling deflated after the Czech result, but there will be a few thousand without tickets, that’s for sure,’ Goodwin said.

‘In addition to those travelling, as someone who lived in London for 16 years I know how big the Scottish community is down there.

‘The official allocation is 3,000 so it could be double that or even more. A Scottish fanzone would have helped keep people away from Wembley. Maybe that decision was taken to stop people from travelling.’

Following Friday’s crunch match, Scotland will return to Hampden Park in Glasgow for the final group game against Croatia on 22 June.

About 12,000 people descended on Hampden to watch their match against the Czech Republic on Monday. 


NAHL Announces Top Prospects Jersey Auction | North American Hockey League

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June 17, 2021



The North American Hockey League (NAHL) is pleased to announce that all 88 players participating in the 2021 NAHL Top Prospects tournament will have their worn jerseys signed and available for auction with league partner DASH (www. dashapp.io). The 2021 NAHL Top Prospects Tournament, taking place June 19-20, 2021 at Fogerty Arena in Blaine, MN.

While players will be able to keep their jerseys worn by the game of the event, a duplicate commemorative jerseys have been created by NAHL’s official jerseys supplier, K1 Sportswear, and these jerseys will be individually worn and signed by each player at event, then auctioned on DASH.

Auction details: The auction will open on Friday June 18 at 12:00 p.m. (center) and will continue until Friday June 25 at 2:00 p.m. (center). The opening bid for each Memorial Match Jersey will be $ 200 and will be in increments of $ 25.

Fans can participate in the auction by doing the following:

• Download the DASH application by sending the word “DASH” by SMS to the telephone number: 66866

• Or visit: https://web.dashapp.io/

“This is the fifth year of our partnership with the NAHL and we are happy to put together another great program for fans, NAHL teams and the league to connect through DASH. The Top Prospects tournament is here. ‘one of the best and most unique junior hockey events in the world and we are proud to have the opportunity to provide a great auction experience to everyone involved which includes incredible jerseys from the event ”Said Jonathan Hufnagel, Founder and CEO of DASH Auction.

The 2021 NAHL Top Prospects tournament will feature a total of 88 NAHL players, who will be split between four teams who will each play in two games during the event. The event will feature teams that represent the four divisions of the NAHL: Central, East, Midwest and South. Only NAHL players without a NCAA commitment are eligible to participate in the 2021 NAHL Top Prospects Tournament, except for those who have been identified by the NHL Central Scouting as players of interest. for the 2021 NHL Draft. Each team will be made up of a formation of 22 players (13 attackers, 7 defenders, 2 goalkeepers).

The NAHL Top Prospects Tournament is one of the most sought-after events of its kind. Last season, more than 220 scouts attended the event, which was attended by nearly every NHL team and NCAA Division I schools. The event continues to provide the hundreds of NHL and NCAA scouts in attendance with a glimpse of the best uncommitted players the NAHL has to offer, as well as some potential NHL Draft picks. It continues to be an important part of the NAHL event model, which includes the NAHL showcase in September and the NAHL Robertson Cup National Championship in June.


Montage Health partners with Monterey Bay FC as official kit partner

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MARINA, Calif. (KION) Montage Health and the Monterey Bay Football Club held a press conference Thursday morning to announce that Montage will be the team’s official partner.

As part of the partnership, Montage Health will be displayed on the front of player jerseys.

“Part of our mission is to inspire optimal health,” says Dr. Steven Packer, President / CEO of Montage Health. “The partnership with Monterey Bay FC allows our community to be inspired by athletes to stay active, get involved in sport and participate in a game to promote social and mental well-being. “

The two organizations said they will work together to raise awareness of the importance of health and wellness, and the partnership will include players visiting patients, raising funds for health-related causes or programs, and advocacy. promotion of health awareness campaigns. Montage Health will also be used for the needs of Monterey Bay FC players.

“We are proud to wear Montage Health on our hearts and on our shirts,” said Monterey Bay FC President and Owner Ray Beshoff. “More than ever, the health of our community is paramount, especially the social and mental health of our young people. Along with our partners and friends at Montage Health, we look forward to the impact we will have together in supporting this amazing community and all who live there. “

Frank Yallop appointed head coach of Monterey Bay FC

Monterey Bay FC is starting the development and design of its jerseys, and it will include community feedback received through an online survey. Some of those who took part in the survey will be among the first to receive an official team jersey.

Monterey Bay FC add Salinas native and MLS Cup champion to technical squad

The patch and colors will be shared this summer, and the inaugural kit is expected to be released in early fall. The 2022 season will be the club’s inaugural season.

Central Coast Football Club Joins United Soccer League Championship

Adidas Pays Homage To Adam Sandler’s ‘Happy Gilmore’ With Amazing Golf Clothing


To celebrate the 25th anniversary of the 1996 cult film Happy Gilmore – and later, iconic fashion from Adam Sandler – Adidas and Extra Butter have teamed up to create a collection suited to both golf and streetwear. Officially licensed from Universal, the capsule features both on and off course products, embodying the personalities of the film’s three main characters, Chubbs, Shooter and Happy.

“25 years ago, a fictional character named Happy Gilmore broke the mold about what it means to be a golfer, and we wanted to celebrate that with a unique collaboration and collection,” said Ankur Amin, co-founder and CEO of ‘Extra Butter. A press release. “Golf is rejuvenating and breaking with its reputation as a ‘daddy’s game’ as youth culture begins to embrace the sport. We wanted to be part of this change, bring our style to the sport and have fun with this project. “

Inspired by grandfather’s golf cuts – Keeping current streetwear trends in mind, Extra Butter has added a contemporary twist to the traditional golf aesthetic. Paying homage to Chubbs Peterson, the golf mentor of Happy, EB and Adidas have incorporated classic golf styling like pastels and diamonds into polo shirts, pleated pants, shorts and a technical anorak that uses Primeknit and Warpknit technologies. from Adidas for a lightweight and comfortable stretch construction.

Each Chubbs garment is adorned with embroidery commemorating its iconic “It’s All In The Hips” line. Details like the alligator skin and wood grain finish further honor the character, nodding to that “damn alligator” that bit Chubbs’ hand. The Chubbs-themed merchandise is rounded off with a pair of lightweight Adidas ZG21 spiked golf shoes, which now sport a white upper with brogue overlays and vintage-inspired fringed kilties.

Golf in the street – Switching from retro to elevated streetwear, Adidas and EB have also dedicated a few pieces to the legendary Shooter McGavin, Happy’s nemesis. Paying homage to the gold jacket McGavin never received (but so desperately sought after), an Adicross aviator jacket features an Extra Butter crest inspired by the ‘Pro Golfers Championship’, as well as classic Adidas stripes and a collar and laces. custom woven cuffs.

The same gold pattern can be seen on the Shooter Ultraboost 1.0 sneaker, which has been enhanced with plush suede, gold Primeknit, and an imprint of the famous “Shooter” hand gesture the character does throughout the film. Nodding to the movie, the insoles sport a sublimated graphic, while the strap through the striped cage can store three golf tees – or other green necessities. Shooter’s honorary products are a visor and a cap, both featuring the character’s logo.

Switching to the character of Happy Gilmore – who adopts a style almost identical to the real-life fashion of Adam Sandler – EB and Adidas have translated their loose tees and jerseys into an enviable streetwear capsule. With the commemorative anniversary mark, the collection includes graphic t-shirts, comfy sweatpants and a cooler bag perfect for cracking a cold after (or during) rounds. Adopting a style favored by both Gilmore and Sandler, the capsule also includes an Adidas Adilette Boost slide, which sports a green felt sole with brogue accents and more from anniversary branding.

Golf Equipment Intended To Win Gold Jackets – Of course, golf is not just about clothes, but also your equipment. To completely complete the collection, Extra Butter has collaborated with Phat Scooters, Seamus Golf, Vice Golf and Asher Golf to create golf accessories that can give you a swing as powerful as Happy’s.

Two custom electric golf scooters made by Phat Scooters can at least help you save your energy. Built with a bag holder, cooler compartment and Rockford Fosgate subwoofer, the scooters feature whimsical referencing throughout the print Happy Gilmore for true fans – others can channel Shooter in a more classic design in gold and navy blue with leather seats.

Extra butter

Seamus Golf keeps your clubs in good condition with personalization Happy Gilmore-printed headgear, plus a classic Happy-inspired Sunday golf bag. To channel the character’s legendary swing, consumers can also purchase a custom leather golf glove made by Asher Golf, inspired by Happy’s favorite hockey team, the Boston Bruins.

To top it off – literally – are custom Pro Plus Gold golf balls, courtesy of Vice Golf. Now, no matter where you are on your golf trip – on the green, in the clubhouse or having a drink after golf – you can portray one of the best golf movies of all time. .

Extra butter

Are you a game? – One of the campaign models may sound familiar – to celebrate Merry Gilmore 25th birthday, Christopher McDonald reprized his role as the legendary Shooter McGavin. The shorts promoting the collection will see not only the character of McGavin, but also other legendary athletes like professional hockey star PK Subban, golf influencer Roger Steele and artist Tania Tare.

Consumers can view the clips, as well as the full collection, at Extra Butter website when the equipment drops on June 25. Those who live in New York can also browse the capsule in-store at EB outlets. Do you want to give it a shot?


Futura Laboratories x Cinelli Cycling Kit Collaboration


Before being a gallery darling, Futura was a humble bicycle courier, flying the streets of New York City between tagging sessions. Cycling is only part of his soul at this point – the spirited 65-year-old still rides a bike for fun, having been following the sport since at least the 1960s. It seems entirely appropriate that his imprint of Futura Laboratories reunites with longtime friend Cinelli for an exclusive cycling kit, also suitable for casual rides and hardcore pedaling.

“Being a messenger in New York [around] 1986 – 1988 was very exciting, “Futura told Highsnobiety.” It was very daring and very dangerous, especially on a stationary bike. I also thought the potential to earn over $ 100 a day was a strong motivator. … At the time, we did not respect the lights or the pedestrians. No cycle paths, and no road furniture. We have just taken control of the traffic and the terrain. The idea of ​​being completely focused in such an environment was exhilarating. “

Although Futura has already tried his hand in performance clothing, cyclists also need cool clothes (as Palace and Rapha know well). Since the artist already has a permanent friendship with Cinelli (Futura has personalized a few frames in 2014), it follows that the two would team up for a bespoke bike kit.

Comprised of 10 unique pieces, the Futura Laboratories x Cinelli collection is adorned with three distinct works of art, including swirling shapes and Pointman silhouettes, created exclusively for this capsule. Items made in Italy include caps, jerseys, pocket t-shirts, short bibs, cycling shorts, duct tape, gloves and a winter-ready jacket. To further sweeten the deal, almost all of the items are either recyclable or made over 95% bio-based plastic.

Buy the exclusive Futura kit on Cinelli website, Futura’s online store, A BLOCAGE, and Cycling Film Festival.

On behalf of Highsnobiety, the Cinelli team spoke with Futura about the art of cycling.

You were among the first graffiti artists to evolve hip-hop style letters into abstract forms. How was he perceived at the time?

My work was not immediately well received and what I was trying to do was unorthodox. However, I consciously expressed my creativity in a very different way.

Your Futura Laboratories are also adjacent to fashion. Street art has influenced fashion for decades. How do you see the relationship between street art and fashion evolving in our hyper-connected world?

Based on previous examples and my feelings, street culture will always dictate its direction in fashion, whether hi or lo. As for Futura Laboratories, in particular, it also finds a home in many other places outside of what may be the normal avenues we find on the streets.

What inspired you to design this collection?

My love for the kit and a lifelong desire to design the complete set: hat, gloves, jersey and bib. So delighted that it’s with Antonio and Cinelli.

How did you come into contact with Antonio Colombo? Was it because of your mutual friend [Keith Haring]?

Yes, we met in the late 80’s at Keith’s studio. We would finally meet again, decades later, through a fantastic sequence of events. Let’s just say that over the past few years we’ve built this fantastic collaboration.

What are the best places in the world where you have cycled?

Most of my serious European riding has been done in the south of France. [Around] this time I also had a memorable drive from Monaco to Ventimiglia. I also took my executives to Tokyo, Toronto and Guatemala.

What is the perception of historic Italian bicycle makers in New York?

NY only has respect for the culture, the language, the history. ITALIAN BICYCLES are the HOLY GRAIL of CRAFTSMANSHIP. So many fabulous executives and master craftsmen and manufacturing and BASTA, let’s eat.

Do bicycles help you connect with city streets?

Of course, that feeling and that freedom of movement has its own power and ability. nothing can duplicate that. Ride for fun or ride for distance, workout or hike, and of course, the Pro Circuit – wow, those speeds. I’m lucky if I can average 20mph. (Laughs)

Do you think there is a special love affair between cycling and the New York art scene?

It’s not just NYC, look at San Francisco. Look at all the other cities in the world. Cycling in all of these places is more of a thing than ever: alley cat crews, clubs and races.

Urban cycling has exploded across the world during the COVID-19 pandemic, do you think it will last?

Cycling has become a solution. I mean, it always has been, but now an urgent need has made it very popular. Only time will tell. Keep up the pace and stay hydrated.


Global Merchant Cash Advance Market Competitive Analysis,

Dallas, May 25, 2021 (GLOBE NEWSWIRE) — Merchant Cash Advance refers to a small business financing product that includes the transaction of a business’s future credit card receivables at an appropriate purchase price. MCA is basically provided as a lump sum payment to a business in exchange for a decided percentage of future debit and credit card sales. Cash advance is a kind of short term loan offered by credit card companies, banks and other financial institutions in the market. Also, these services increase fees and interest rates on the principal amount. In addition to this, the cash advance service offers fast financing options and instant approvals which in turn drive huge demands from borrowers in the market. The global merchant cash advance market has seen an escalation in growth over the past few years.

Get a sample report from https://www.orbisresearch.com/contacts/request-sample/5531673

Merchant Cash Advance Market Breakdown by Manufacturers

American Express Merchant Funding
PayPal working capital
Box
Financial Forum
Credible
Square capital
Lendio
National funding
CanCapital
Stripes Capital
Cabbage
Capital CAN

The growth of the MCA industry is accredited with numerous growth propellant aspects and the growth is also expected to continue in the coming years. By conventional methods, the borrower was obligated to repay the product over a period of six months. Increasing competition in the industry has led to both longer-term and shorter-term payback periods (typically in the range of three to 18 months now). This factor has caused the price levels of MCA competitors to increase and is based on the credit profile of the merchant and is likely to drive the growth of the MCA industry. Additionally, MCA market players are now offering ACH financing and loans based not just on credit card volume, but more on a merchant’s total sales volume. This aspect is considered to propel the growth of the industry.

Merchant Cash Advance Market Segment by Types

$5,000 to $250,000
$250,000 to $500,000
> $500,000

Merchant Cash Advance Market Segment by Users/Application

Time spent in business Time in business 6-12 months
Time spent in business 12 to 18 months
Time spent in business > 18 months

For more information or any query visit https://www.orbisresearch.com/contacts/enquiry-before-buying/5531673

The Merchant Cash Advance system offers many beneficial features to customers and market participants. Compared to a bank commercial loan process, MCA requires less paperwork. In addition to this, the financing time and approval time involved in the MCA system is less than that of a commercial bank loan. The advanced methods used in the system such as lockbox, ACH debit or split funding which occurs daily reduce the efforts of a merchant for the collection process.

All these aspects are likely to accelerate the growth of the Merchant Cash Advance industry globally. Furthermore, the advantages offered by the adoption of MCA systems such as high loan renewal rate, low barriers to entry, high commissions, attractive returns, absence of repayment obligation in the event of business failure, no late fees if business sales slow, etc. are waiting. to increase the demand for the Merchant Cash Advance system in the coming years.

Contents

1. Introduction

1.1 Objective of the study

1.2 Market definition

1.3 Market Scope

1.3.1 Market Segment by Type, Application and Marketing Channel

1.3.2 Major Regions Covered (North America, Europe, Asia-Pacific, Middle East & Africa)

1.4 Years considered for the study (2015-2027)

1.5 Currency considered (US dollar)

1.6 Stakeholders

2 main conclusions of the study

3 Market dynamics

3.1 Drivers for this market

3.2 Market Challenging Factors

3.3 Global Merchant Cash Advance Market Opportunities (Regions, Growing/Emerging Downstream Market Analysis)

3.4 Technology and Market Developments in the Merchant Cash Advance Market

3.5 Industry News by Region

3.6 Regulatory scenario by region/country

3.7 Market Investment Scenario Strategic Recommendations Analysis

4 Merchant Cash Advance Market Value Chain

4.1 Status of the value chain

4.2 Upstream Raw Materials Analysis

4.3 Major Midstream Company Analysis (by Manufacturing Base, by Product Type)

4.4 Distributors/Traders

4.5 Downstream Major Customers Analysis (by Region)

5 Global Merchant Cash Advance Market Segmentation by Type

5.1 $5,000 to $250,000

5.2 $250,000 to $500,000

5.3 > $500,000

6 Global Merchant Cash Advance Market Segmentation by Application

6.1 Time spent in business

6.2 Time spent in business 6 to 12 months

6.3 Time spent in business 12 to 18 months

6.4 Time spent in business > 18 months

7 Global Merchant Cash Advance Market Segmentation by Marketing Channel

7.1 Traditional Marketing Channel (Offline)

7.2 Online channel………….continued

Browse the full report at https://www.orbisresearch.com/reports/index/2015-2027-global-merchant-cash-advance-industry-market-research-report-segment-by-player-type-application-marketing-channel-and- Region

About Us:

Orbis Research (orbisresearch.com) is a one-stop-shop for all your market research needs. We have an extensive database of reports from leading publishers and authors around the world. We specialize in delivering customized reports according to our clients’ requirements. We have complete information about our publishers and therefore are sure of the accuracy of the industries and verticals of their specialization. This helps our clients map their needs and we produce the perfect market research required for our clients.


        

Florida Court Confirms Merchant Cash Advance Product Not Subject to Usury Law | Bradley Arant Boult Cummings LLP

0

[co-author: Shelby Lomax]

This month, a Florida appeals court ruled that a merchant cash advance (MCA) purchase and sale agreement was not a “disguised loan” and, therefore, was not subject to Florida’s criminal usury law. MCA Purchase and Sale Agreements, which provide merchants with a quick and efficient way to obtain financing for their operations, are not loans. Rather, these agreements constitute the purchase of a merchant’s future revenue by the MCA Company. However, some merchants have claimed that MCAs are “disguised loans” subject to the usury law of their respective states. While several states have well-developed case law differentiating loans from the purchase and sale of receivables, Florida suffers from a relative lack of authority on the matter. Fortunately, in Craton Entertainment, LLC v Merchant Capital Group, LLC, the Florida Third District Court of Appeals issued a reasoned opinion that an MCA purchase and sale agreement was not a loan and therefore not subject to the criminal usury law of the Florida. This decision sets a good precedent for MCAs facing requalification requests in Florida and welcome guidance for MCA companies doing business with Florida merchants.

In 2016, Merchant Capital sued Craton for failing an MCA transaction. Craton responded with a 12-count counterclaim. In a nutshell, Craton argued that the buy-and-sell agreement was a disguised loan and that Merchant Capital violated Florida criminal usury law. The parties have filed competing motions for summary judgment on their respective claims and counterclaims. Ultimately, the trial court ruled in favor of Merchant Capital, finding that the underlying transaction was the sale of future receivables subject to a reconciliation clause, not a loan subject to usury laws. Florida.

Craton appealed to the Florida Third District Court of Appeals, arguing that the trial court erred considering that the contract of purchase and sale was not a loan. Specifically, Craton claimed that the agreement contained all the hallmarks of a loan. For example, Craton cited the common practice of subjecting the company to a credit check, the absence of a provision in the agreement allowing the “forgiveness” or “cancellation” of the “debt”, the security Merchant Capital has taken over the assets of Craton, and the personal guarantee signed by the owner of Craton.

In response, Merchant Capital argued that the clear wording of the agreement indicated that the parties were considering a buy-sell agreement. Perhaps more importantly, the agreement itself did not bear the hallmark of a loan: the absolute right of the party advancing the funds to demand repayment. Instead, Merchant Capital’s ability to obtain funds from Craton was expressly conditioned on Craton’s ability to generate revenue. In addition, and contrary to Craton’s assertions during the litigation, the owner’s personal guarantee did not guarantee reimbursement. Rather, Craton’s owner has guaranteed Craton’s performance under the purchase and sale agreement. Merchant Capital also referenced the reconciliation provision, which was designed to calibrate drawdowns on Craton’s bank accounts based on the ebbs and flows of Craton’s business.

Ultimately, the Third District Court of Appeals upheld the trial court’s judgment, finding that the purchase and sale agreement was not a loan. Even better, the court’s one-page order served as the basis for its decision by citing several favorable Florida decisions. As such, this decision sets a good legal precedent for MCA companies litigating similar claims. Notably, the court cited case law for the proposition that an MCA arrangement is not a loan where “the obligation to repay is not absolute, but rather contingent upon or dependent on the success of the underlying business.” . The court also cites an authority acknowledging that a transaction is not a loan when “part of the investment is at speculative risk”.

Carry

the Merchant capital decision is very good news for MCA companies doing business with Florida merchants. The underlying lawsuit involved several commonly contentious issues in the MCA space, and the court ruled unambiguously on the side of MCA. This case also illustrates the importance of a carefully structured purchase and sale contract. Keep in mind, however, that a well-designed agreement alone will not fully protect MCA companies against successful requalification claims. Courts in states other than Florida have recharacterized MCA’s purchase and sale agreements as loans based on the parties’ business dealings, publicity and other factors. Although useful, the Merchant capital the decision does not deal with practices outside of the agreement which could present a risk of requalification. Companies should invest time and resources to conduct internal and external audits of all business processes, including marketing, websites and social media, as well as internal policies and procedures to monitor compliance with the various laws of the States differentiating loans from MCAs.

New Jersey Attorney General Sues Merchant Cash Advance Providers | Ballard Spahr LLP

0

The New Jersey Attorney General recently filed a complaint in New Jersey state court against Yellowstone Capital LLC, its parent Fundry.US LLC, and various Yellowstone subsidiaries and affiliates, alleging that the defendants violated the New Jersey Consumer Fraud Act (CFA ) and the New Jersey Regulations Governing General Advertising (Advertising Regulations) in relation to marketing and the provision of merchant cash advances. Yellowstone and Fundry were also named as defendants in a lawsuit recently filed by the FTC for alleged unfair and deceptive acts or practices in violation of FTC law in connection with the same activities.

The CFA prohibits the use of:

any unreasonable business practice, deceit, fraud, pretense, false promise, misrepresentation, or the knowing concealment, deletion or omission of any material fact with the intention that others rely on such concealment, deletion or omission , in connection with the sale or advertisement of any merchandise or real estate…whether or not any person has been misled, deceived or damaged thereby….

The Advertising Regulations make various practices regarding all advertising illegal, including:

Making false or misleading representations of facts regarding the reasons, existence or amounts of price reductions, the nature of an offer or the quantity of advertised goods available for sale.

The NJ AG complaint refers to small businesses and their owners who obtained cash advances from defendants as “consumers,” perhaps to emphasize that the “consumers” protected by the CFA include businesses. According to the complaint, the defendants violated the CFA through conduct that included:

  • Imposing usurious interest rates on small business loans disguised as debt purchases
  • Withdraw money from customers’ bank accounts in excess of authorized amounts by continuing to withdraw money after a customer has fully refunded the “purchased amount” and then failing to make timely refunds
  • Filing admissions to judgment and obtaining judgments against consumers who have not defaulted or otherwise violated agreements with merchants
  • Misrepresent or conceal from consumers the true nature of transactions as usurious loans
  • Misrepresenting the amount of the purchase price that consumers would receive, the amount of fees that defendants would debit consumers’ bank accounts, and the amount of upfront fees
  • Representing in advertisements that they did not require personal guarantees from business owners when in reality they required business owners to sign personal guarantees of the full amount financed in the event of default by the business

The NJ AG alleges that the defendants violated the Advertising Policy through conduct that included the misrepresentations regarding personal guarantees as well as their representations in the advertisements that they did not require guarantees from business owners when ‘in reality, they required business owners to sign security agreements. provide security to defendants in the event of default.

In addition to a permanent injunction to prevent future violations of the CFA and the Advertising Rules, the remedy sought by NJ AG includes the maximum civil legal penalty for each violation of the CFA, restitution of illegally acquired profits, termination of all trade agreements and orders requiring defendants to set aside all judgments unlawfully obtained in their favor against consumers and to file sufficient documents to terminate all liens or security interests unlawfully obtained in connection with merchant cash advances.

The FTC and NJ AG lawsuits serve as a reminder that the FTC and state AGs have enforcement authority with respect to business-to-business activities and that small business loans and other forms of small business financing are often treated the same as consumer loans for purposes of FTC law as well as state laws.

NJ Attorney General is second agency to prosecute cash advance company Yellowstone Capital

0

The New Jersey attorney general on Tuesday filed a lawsuit against Yellowstone Capital and its affiliates, alleging that the merchant cash advance company and its affiliates took advantage of small business borrowers in the Garden State.

“We are taking action today to protect our state’s small businesses and small business owners from predatory practices in the merchant cash advance market,” Attorney General Gurbir Grewal said in a statement.

“Local businesses are struggling due to the COVID-19 pandemic,” he added. “We will not – now or ever – tolerate efforts to profit from this through predatory lending and collection practices.”

The attorney general’s office sued Fundry.US, Yellowstone’s parent company; Yellowstone subsidiaries, High Speed ​​Capital; World Global Capital doing business as YES Funding; HFH Merchant Services; Green capital financing; MCA Recovery and Max Recovery Group.

Yellowstone and its affiliates used deceptive advertisements to attract small businesses with poor credit, the attorney general said. The company masked its loans as purchases of accounts receivable, which allowed it to charge usurious interest rates that “have led to the ruin of small businesses and homeowners across the United States.”

The agency alleges violations of state consumer fraud law and advertising regulations, and filed the complaint in the Superior Court of the Chancery Division of New Jersey in Hudson County.

A phone call to the Yellowstone office in Jersey City was not returned, nor were emails to his business address.

Merchant cash advance companies lend money based on future sales, but nationwide small business owners have filed lawsuits alleging predatory interest rates and abusive collections in an industry that operates without the constraints that apply to other lenders.

The Federal Trade Commission this year also prosecuted Yellowstone and Fundry. The New Jersey Securities Bureau took action against another company MCA – Complete Business Solutions Group, Inc., which does business as Par Funding – for its cash advances through the sale of unregistered securities.

The FTC complaint against Yellowstone Capital, Fundry, Founder and CEO Yitzhak Stern, and Chairman Jeffrey Reece alleged that they illegally withdrew millions of dollars in overpayments from customer accounts and, to the extent they refunded, put sometimes weeks or even months to provide them.

In some cases, Yellowstone only refunded that money when businesses complained, leaving small businesses without needed cash. The complaint also cites examples of companies that end up with bank overdraft fees due to unauthorized withdrawals.

“Small businesses are struggling right now and need responsible sources of funding,” Andrew Smith, director of the FTC’s Consumer Protection Bureau, said in September. “Ensuring that lenders and funders don’t mislead commercial borrowers or engage in abuse of service is a high priority for the FTC.”

Merchant cash advances are a form of financing a small business in exchange for reimbursement through daily direct debits. They have caught the attention of the Commonwealth and other states as business owners battle the pandemic.

In Pennsylvania, federal regulators last summer indicted felon Joseph W. LaForte, 49, and his wife, Lisa McElhone, 41; and Montgomery County financial adviser Perry Abbonizio, 62, among others, with the sale of unregistered securities tied to LaForte’s business, Par Funding, a Center City-based cash advance company.

In a civil suit filed in July, the U.S. Securities and Exchange Commission charged McElhone; her husband, LaForte; and financial sellers in Pennsylvania and Florida of fraud. The agency says Par raised nearly $500 million from hundreds of investors, but did not warn them of the risk the investments posed before Par reduced their expected payments in April.

The SEC and Par are still arguing the civil suit in federal court. No criminal charges have been filed.

FTC Commissioner Targets Merchant Cash Advance Industry | Manatt, Phelps & Phillips, LLP

What happened

On August 3, 2020, the Federal Trade Commission (FTC) filed a complaint against a merchant cash advance (MCA) provider and two of its officers, alleging misconduct ranging from grossly misrepresenting the terms of the funding to the systematic pursuit of ACH recoveries after the funding obligation was satisfied . Although the practices alleged in the complaint are highly unusual in the industry, FTC Commissioner Rohit Chopra issued a declaration claiming the opposite and calling for a careful examination of this form of small business financing.

Commissioner Chopra wrote:

As the Commission prosecutes these cases and investigates this market further, I hope we will uncover additional insights into the business practices of this opaque industry. In particular, we should look closely at the marketing claim that these payday-type products are “flexible,” with payments contingent on small business credit card receivables. In reality, this structure may be a sham, as many of these products require fixed daily payments, and lenders can file “admissions of judgment” if payments slow, without notice or due process for borrowers.

This raises serious questions about whether these “merchant cash advance” products are in fact closed installment loans, subject to federal and state protections, including anti-discrimination laws, such as the equal credit opportunity and wear limits.

why is it important

Although the FTC has had an interest in ACMs for some time, Commissioner Chopra’s statement crystallizes the importance of strong “true sale” compliance programs for companies offering this product. In addition to the FTC’s interest, the California Department of Business Oversight has also expressed concern on the product, especially versions using fixed daily ACH withdrawals without a meaningful “true-up” mechanism.

Merchant Cash Advance Companies Using High Interest Loans for “Strong” Small Businesses

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California small business owner Jay Hoehn draws attention to merchant cash advance companies using high-interest loans and abusive collection tactics to prey on small businesses as that regulators begin to act.

FTC and NY AG Target Merchant Cash Advance Companies | Bradley Arant Boult Cummings LLP

On June 10, 2020, the Federal Trade Commission and the New York Attorney General’s Office filed lawsuits against two merchant cash advance (MCA) companies – RCG Advances and Ram Capital Funding – and individuals associated with both. companies in the Southern District of New York and New York State Supreme Court New York County. The FTC and New York AG assert several claims against the defendants relating to the marketing, offering and collection of MCA. These lawsuits represent a particularly threatening challenge to the MCA industry and provide insight into the types of claims that state and federal regulators will bring against MCA companies in the future. That being said, allegations are just that: allegations. We have yet to see a response from the MCA companies who are defendants in this case, and as with most litigation, the record may be more nuanced than the original legal complaint suggests. In addition, as noted below, there are open questions of pure law that could serve as material for future motions practice.

Marketing

The FTC’s main marketing claims relate to misleading claims. For example, the FTC alleges that although the defendants’ websites state that the MCA requires “no personal warranty guarantees from business owners”, the contracts actually contain a “personal guarantee” provision. Further, the FTC alleges that the defendants “buried” the charges in the contracts “without any language alerting consumers that [the fees] are removed in advance. Along the same lines, the FTC says defendants are providing consumers “less than the total promised amount by withholding various fees ranging from several hundred to tens of thousands of dollars before disbursement.”

Collection practices

The FTC specifically targets the defendants’ alleged use of judgment confessions. In short, a confession of judgment is a document signed by the MCA client in which the client accepts responsibility in the event that the advance is not repaid. This document allows an MCA company to obtain judgment against the MCA client without the need for a trial or other traditional legal process. Under recent New York legislation, judgment confessions made by people living outside of New York after August 30, 2019 are unenforceable. According to the FTC, the use of judgment admissions conflicts with defendants’ contracts which “provide that defendants will not hold consumers in breach if payments are made more slowly.” Notably, it’s unclear whether the FTC’s claims of judgment admissions relate to New York’s new law restricting the practice. Additionally, the FTC’s complaint does not specify whether these judgment admissions were executed before or after August 30, 2019, or whether they were executed by non-New York MCA clients. Finally, the FTC also claims that the defendants made threatening calls to consumers related to the repayment of the advances.

Requalification

Along with similar claims and allegations advanced by the FTC, the New York AG argues that the defendants “disguise each loan as a ‘purchase and sale of future receivables,’ but in reality, . . . transactions one[re] loans. The New York AG cites several examples of why defendants’ cash advances are loans, including marketing their advances as loans, using underwriting practices that consider credit ratings and merchants’ bank balances (instead of their receivables) and non-reconciliation of merchants’ reimbursement. advances. According to the New York AG, because merchant cash advances are actually loans, they violate New York’s civil and criminal usury laws.

Take away food

While the complaints from the FTC and New York AG do not rule out the future of merchant cash advances as a viable financial product, the complaints provide insight into what merchant cash advance companies should expect in a regulated future for the industry. This is not necessarily a problem for an industry that has been largely unregulated. In particular, the New York AG’s complaint regarding the recharacterization of merchant cash advances as loans provides important guidance not only for the drafting of the MCA agreement, but also for the underwriting and marketing of the MCA. For industry players, it is now clear that state and federal regulators have taken an interest in MCAs and will take action against perceived bad actors. As such, MCA companies should evaluate their agreements, marketing materials, underwriting processes and collection techniques to avoid future enforcement actions. Additionally, MCA companies should consider creating or enhancing existing compliance programs to mitigate risk in preparation for a more regulated future.

AG sues merchant cash advance companies for ‘misleading’ businesses over millions – Business Observer

New York Attorney General Letitia James announced yesterday that it was suing three cash advance companies for allegedly lending money to small businesses at “astronomically high interest rates”, charging undisclosed fees, withdrawing “excess amounts” from customer bank accounts and extorting money judgments from businesses by filing false affidavits in court.

three companies, Richmond Capital Group, Ram Capital Financing and Financing Viceroy Capital, were named in the lawsuit filed Wednesday in Manhattan Supreme Court. The lawsuit, which resulted from an 18-month investigation, collectively refers to them as “the Richmond Companies.” The Attorney General also alleges that Ram and Richmond “harassed and threatened the merchants with violence and legal action, in an attempt to force them to repay the loans.”

The Federal Trade Commission also filed a separate lawsuit against the Richmond companies in federal court on Wednesday, for “making false statements about its financial products, unfairly using judgment admissions, making unfair collection threats and making unauthorized withdrawals.” on traders’ bank accounts.

Four people affiliated with the companies were also named in the lawsuits: Robert Giardinaowner of Richmond and Viceroy, Tsvi “Steve” Reichowner of Ram, and Michelle Gregtrustee of Richmond and Viceroy, and Jonathan Brownwho worked closely with the three to lead merchant cash advance operations across all businesses.

The trio of firms have allegedly issued more than 3,000 loans at illegally high interest rates since 2015 and collected $77 million in payments on those loans, according to the attorney general’s office.

Merchant cash advances are essentially payday loans for small businesses that don’t have the capital or credit to secure a traditional small business loan. These are short-term, high-interest loans that businesses repay based on a percentage of their daily credit card payment revenue.

The state caps the annual interest rate for these loans at 16%, and James’s office says these companies were charging between 200% and 1,000% interest. Richmond corporations reportedly withdraw a fixed amount daily from a business account – anywhere from $149 to $14,999 – over short repayment periods, often 60 days or less. In one case, businesses recovered repayment of a $10,000 loan by withdrawing $19,990 from a small business merchant account over ten days. This equates to a staggering 4,000% annual interest rate.

Braun, who works for Richmond Companies, threatened a number of small business owners who informed the lender that they would not be able to repay their loan, according to the lawsuit.

He would have asked Michael Penningtonowner of Bionicle Plumbing, “Why don’t you pay me, you bloody redneck shit?” in one phone call. In another, he threatened Pennington, “Be thankful you’re not in New York, or your family will find you floating in the Hudson.”

He also allegedly told the former president of a Jewish religious organization that he would “come over there and beat your ass up at 770 Eastern Parkway.”

The attorney general launched an investigation into Braun and his employers after Bloomberg published an expose on him that highlighted his unorthodox collection methods and his record as a convicted marijuana smuggler.

James said in a statement that it was “unconscionable that these modern loan sharks not only prey on hard-working business owners with bogus loans, but threaten violence and kidnapping. Although small businesses do not have not always have the necessary tools to protect against unscrupulous actors, my office is determined to use every tool at its disposal to protect small businesses from these illegal fraudsters, and will fight to get every penny back.

Maryland Bill would ban merchant cash advances | Manatt, Phelps & Phillips, LLP

On February 3, 2020, Maryland State Senator Benjamin Kramer introduced a bill that would completely ban merchant cash advances (MCAs) in Maryland.

What happened

MCAs are a form of small business financing in which a finance company buys a portion of a business’s future earnings at a discount. In a typical MCA transaction, the business agrees to return to the finance company a specified percentage of a defined future revenue stream (such as revenue from credit card payments for the company’s products and services). company) until the total amount purchased has been delivered.

The structure of these transactions offers significant advantages to both buyer and seller. Buyers often prefer MCAs over loans because there are no set payment requirements, such as a minimum monthly payment amount. This aligns the funding obligation with the cash flow of the business and eliminates the risk that the business may not be able to make the required payments during a downturn in business. Also, if a business goes bankrupt, the business and its owner(s) owe nothing to the finance company, because a business that sells future earnings is only required to give the buyer a share of its earnings. only if these revenues are actually generated.

MCAs are an attractive product for finance companies because they are less regulated than loans. For example, MCA companies are not currently required to obtain lending licenses to engage in the activity, and disclosure and other requirements applicable to lending do not apply.

Despite the significant benefits they offer to merchants, MCAs are coming under increasing scrutiny due to the high prices charged by some MCA vendors and the use by a small number of vendors of practices controversial, such as the authorization of execution by means of an admission of judgment. California recently enacted SB 1235, which will require consumer-type disclosures about certain commercial financial transactions, including ACMs, although it will not take effect until the California Department of Business Oversight (DBO) will not have adopted regulations specifying the time, manner and format of disclosures. The Federal Trade Commission and DBO have also made MCAs a focus of enforcement efforts.

The Maryland bill comes as a bit of a shock to the industry, as it would ban ACMs altogether rather than seek to regulate them through licensing or disclosure requirements. While we doubt the bill will pass into law in its current form, some form of MCA regulation seems inevitable in Maryland.

why is it important

The Maryland bill confirms that lawmakers and regulators are concerned nationwide about MCAs and will continue to seek greater regulation of the product and also of small business lending in general. Other states may well follow suit in seeking to regulate ACMs, or even ban them.

Efforts are underway to educate lawmakers and regulators about this product, which is widely misunderstood and often unfairly attacked as a “small business payday loan.” While we believe the product is likely to survive legislative challenge, the scrutiny underscores the importance of properly structuring and documenting transactions as well as ensuring company policies and procedures follow best practices. . Now is the time to review the compliance of these products.

The ABCs of Merchant Cash Advances

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“There is a An $87 billion financing gap for small businesses“, said Marina Linhart, CEO of Next Street. The firm advises cities, foundations, large institutions, lenders and nonprofits that serve small businesses on how to do better.

Undercapitalized businesses have lower sales and profits, generate fewer jobs, and are more likely to fail. Evidence shows that female entrepreneurs are discouraged from applying for creditrequire less funding than men, are approved less often, and pay more for credit. The key to closing the gap “is having access to the right form of capital in the right amount that is needed”. Linhart noted. “Alternative finance offers a very useful product in very specific circumstances for businesses.”

The good news is that there are not only new financing options that are now available, but also ones that have been around for years. The bad news is that the abundance of options can be overwhelming for the entrepreneur. Even if you have consulted a professional, it is essential to understand why some options are expensive but may still be suitable for your situation.

Factors such as being a startup, having erratic cash flow, needing quick cash, not having a good credit rating, not having collateral, and wanting a simple application process should weigh in your decision. As clothing retailer, Sy Syms said, “An educated consumer is our best customer.” What is valid for clothing purchases is even more so for financing.

A tiny percentage of growing businesses will raise angel or venture capital, but even they should be aware of non-dilutive funding options, so they don’t give away too much from their business. When investors own a share of your business, you may need to consult with them about how you run your business. And finding the right investors can take time. Lenders and most alternative lenders do not take an equity stake in your business. They have no say in how you run your business. However, you have to repay the money within a set time, so having cash is essential.

“Merchant cash advances have been around for decades,” said Christine Chang, CEO of 6th Avenue Capital. She has spent her 25-year career in the alternative credit industry at companies such as Charles River, Credit Suisse and New York Private Bank & Trust. The merchant cash advance (MCA) is not technically a loan; it gives you an initial sum of money in exchange for a slice of your future sales, such as credit/debit card sales. Or, the Automated Clearing House (ACH) advance, which uses small business bank account deposits and bank statement cash flows to determine funding and repayment. The money is repaid on a fixed daily or weekly schedule. It is a good source of short-term financing (12 months or less). 6th Avenue Capital uses technology to help its underwriters be more effective in its due diligence process, but it also interviews entrepreneurs to understand their personal stories.

MCA and ACH advances are expensive. They are a form of capital that has been associated with predatory lending, are unregulated and unsecured finance, Chang commented. “We have a radical transparency policy on the total cost of capital. Our average factor rate is between 1.25 and 1.5, with an average of 1.32.” For every $100 a small business receives, it pays $32 for the use of the money during the prescribed period.

Because the industry is unregulated, “we really do a lot of self-regulation,” she said. While 6th Avenue Capital would welcome regulation aimed at weeding out bad actors, it also recognizes that regulation can sometimes hurt the voters it is trying to help. The Dodd-Frank Act enacted in 2010 had tThe unintended consequence of making small business loans less profitable. However, even before that, small business lending was in decline. Big banks have focused on lending to medium and large businesses, and some smaller banks have closed. Accordingly, the company is a member of the Independent Lending Platform Association and the Small Business Financial Association. Both organizations are active lobbyists on Capitol Hill, representing the interests of both small businesses and lenders.

When you’re not a bank, marketing to small businesses seeking funding is an expensive business. It may seem counterintuitive, but 6th Avenue Capital has strategic partnerships with other small business financiers. When a small business is not suitable for a bank or credit union loan, they make referrals to other reputable lenders. For this reason, other alternative financing options refer to each other. Industry specialists and associations also make recommendations. And, finally, mission-based organizations, such as Next Street, make referrals.

When entrepreneurs need quick short-term funding – 24 to 48 hours – an MCA or ACH advance can be worth it. Various companies use this type of financing to fill the void:

  • During the federal government shutdown, when SBA loans stopped flowing.
  • When a fleeting opportunity to buy expensive kitchen equipment at a great bargain price came to a restaurant.
  • When a skincare startup received a large order from an awesome retailer and didn’t qualify for traditional invoice factoring.
  • After Hurricane Harvey decimated Houston, a construction company needed equipment fast to help the city rebuild.
  • When a home-based e-commerce business needed to stock up for the holiday season and didn’t qualify for traditional factoring.

It is important to note that once your business has grown and established its ability to repay, it can move up the credit ladder to cheaper sources of capital.

When looking for financing, be prepared. You need to decide if you need to raise capital (and how much), what you will use it for and over what period you will spend it. How fast do you need money? Determine your financing needs by estimating the costs associated with this particular phase of your business. Also estimate income. Do a monthly cash flow analysis. This analysis will highlight the period for which you need external financing. Discover all your financing options.

What types of financing are you considering?

4 Benefits of Merchant Cash Advances

Small business owners are always looking for new and exciting ways to grow their business.

Staying on top of the latest trends, top software and technology, or marketing insights is the only way to grow and grow your business, or stay behind.

For those who want to jump on new opportunities, having access to fast funding is key!

Many small business owners are wary of merchant cash advances, due to higher interest rates and unclear funding and approval processes.

“Merchant Cash Advances are perfect for small business owners who need quick funding without the hassle of a bank loan. Merchant Cash Advances are asset-based loans that are perfect for small businesses. small businesses that want to use their future sales today.” – Loren Howard, Prime Plus Mortgages, Arizona Hard Money Loans.

Merchant cash advances provide benefits to small business owners who cannot obtain traditional loans for their business.

No credit check

Most banks and credit unions require good or excellent credit scores to fund small business loans, and for those with scores below 700, getting a traditional loan for your business may seem impossible.

With a merchant cash advance, bad credit won’t stop you from getting an advance, which is a big plus for many small business owners.

Unlike banks and credit unions, Merchant Cash Advances do not require a credit check to apply!

A merchant cash advance is an advance on credit card sales from your small business. This means that you can get an initial sum of money in exchange for a slice of your future credit and debit card sales. There is no credit check as it is based on your business capital unlike traditional loans which are based on your personal credit or assets.

Merchant cash advances aren’t your standard small business loan, so you don’t have to offer collateral or your credit history in exchange for the loan.

Whereas increase your credit score can be time consuming, with a merchant cash advance you can fund your business quickly.

There is no risk to your personal assets, you simply use a small portion of your future sales to secure the cash you need today!

This is perfect for small business owners with bad credit because they can get loan approval quickly and affordably.

Small business owners looking to get a loan quickly without the hassle love that merchant cash advances don’t need their credit scores to fund their businesses.

Quick funding

Only 1 in 5 small businesses get approved for business loans.

For small businesses that need cash now, waiting 2-3 weeks is simply out of the question.

Merchant Cash Advances makes it easy to get the financing you need, with funding in as little as 24 hours. Traditional loans can take 2-3 weeks to be approved by small businesses due to credit checks. Merchant cash advances can fund small businesses in as little as 2-3 days.

This means that with a merchant cash advance, you can be approved the same day, and not wait to jump on new opportunities.

It also means that for small business owners, such as construction companies or retail stores, you can have cash available to quickly fund business ventures, such as restocking or buying new equipment. There are many costs for small business ownersand being able to cover those costs quickly can be a lifesaver.

Quick funding is essential for small businesses to seize new opportunities to grow their business.

Industry funding

In their first year, 30% small businesses can fail or change owners, according to a study conducted by Cornell University.

Many restaurants struggle to finance their business, and it can be difficult to get someone to review their business. Meeting with banks can be time consuming and chances are your business will be funded.

Fortunately, merchant cash advances make it easy to fund a business in many niche industries.

Doctor’s offices may need to wait for payments from insurance companies, auto shops need to restock parts, and retail stores and salons need to stay on top of trends in order to keep their doors open.

All of these businesses need working capital to stay and do business, and a merchant cash advance makes it easier to fund their business.

With proof of sale, you can be funded for your business now and use your future earnings now!

Easy ways to pay

Cash advances to merchants are easy to pay. Depending on your merchant lender, you can make daily, weekly, or monthly payments.

Unlike traditional loans which are fixed monthly fees, a merchant cash advance loan is based on a percentage of your debit and credit transactions.

Which means the amount you pay varies depending on how much you have won!

If you have a good month and you have a lot of income, you can pay off a large sum of your loan, and if you had a bad month, they will only take a small percentage which will not impact your the way you do business.

Depending on your lender, they may even set up automatic daily payments, which will pay off your loan faster than ever!

This calculator makes it easy to determine what type of small business loan would be best for your business.

Summary:

Merchant cash advances are ideal for small businesses that need cash to replenish, buy new software and technology, and any other plethora of situations that small businesses face.

Although there are many types of small business loans, determining the best loan for your business can be difficult.

There are many benefits to using a cash advance for your small business, but most small businesses appreciate these 4 benefits:

  1. Quick Funding: Merchant cash advances can be funded in as little as 24 hours, far better than most banks’ 2-3 week waiting period.
  2. No credit check: You don’t need a perfect credit score to get a loan for your small business, and a merchant cash advance only uses your business earnings to fund your loan!
  3. Industry Funding: Merchant cash advances understand the nuances of different industries, so you can easily get fast funding for your niche business.
  4. Easy way to pay: Daily, weekly and monthly automatic payments are available! Merchant cash advances can be much more flexible than a traditional loan.

Have you ever used a merchant cash advance?

ORGANIC :

Catherine Way graduated from Michigan State University with a bachelor’s degree in advertising with a major in graphic design. She works as a freelance content creator for many facets of the real estate, commercial, residential and mortgage industries. She spends her free time finding new ways to speak to people, through writing, designing, dancing, and more. You can see his latest creations here.

Could a merchant cash advance be right for my business?

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Working in fintech and payment solutions for the past 10 years has been an eye-opening experience. Through the work of my company providing merchant capital to businesses, we have found that many small and medium-sized businesses seem to struggle to find the working capital they need to support themselves and grow.

In the right situation, a merchant cash advance (MCA) can be a good option for some businesses. An MCA is financing secured by the future sales of the business. It provides initial capital in exchange for a slice of the company’s credit and debit card sales volume or daily bank deposits until the advance is repaid in full, plus fees for costs funds.

An MCA is not a bank loan where you have a fixed monthly payment with an interest rate. The cost of money varies, but it is based on a factor rate, not an interest rate. Usually, factor ratios range from 1.1 to 1.5. For example, if you borrowed $100,000 with a factor rate of 1.2, your total repayment amount would be $120,000.

Retrieval payments can be withdrawn daily directly from the bank account where cash and credit and debit card sales deposits are made for a fixed term. The term in which the money is repaid varies, but generally it ranges from three to 18 months, with most advances falling in the range of six to 12 months.

If you have the time, credit, and collateral to go to a big bank and get a loan, you should consider that because the cost of money will be cheaper. However, for any business owners who need money now, have bad credit, or don’t have any collateral other than their business’ cash flow, an MCA may be an option worth considering.

When researching capital and specifically considering an MCA, it is important to be aware of all the potential setbacks of this type of loan option. Two of the potential risks of an MCA are the short term on the advance and the cost of money.

The payback period is usually six to 12 months, which means that a significant percentage of your credit and debit card sales or daily income deposits will be used to repay the advance. This percentage will fluctuate depending on the terms of your approval; however, expect at least 10% to 12% of your credit and debit card sales or daily income deposits to be refunded. As a business owner, you will need to ensure your business is cash flow positive and in a sustainable position to avoid financially overburdening your business.

The cost of an advance is usually considerably higher than your standard bank loan. A key to whether you should consider taking an MCA over a more traditional loan option, like a small business loan or line of credit, could be determined by the urgency of your needs. If your need for financing is immediate, the value of quick financing with an MCA could be justified, provided you have the cash to repay the advance. However, if you can postpone your need for funding and explore other channels, we suggest you do so in order to properly consider other options.

Although it can help with the terms of your cash advance, having good credit is not a requirement. In fact, you can have bad credit and be approved because the money is guaranteed by your future sales. Although credit is a factor, it is not the determining factor in obtaining approval.

One of the other benefits of an MCA is that a personal money guarantee is not always required. The advance can often be strictly in the name of the business. This means that your personal credit as the owner of the business will not necessarily be tied up front and you will not personally assume any liability. There are times when a personal guarantee or security, such as real estate, may be required, depending on the amount of advance you request. Generally, if you stay between 100% and 150% of your monthly income stream, collateral will not be required. However, if you are requesting 150% or more of your average monthly sales, more stringent requirements may be needed for approval.

In summary, MCAs can be a valid option in specific situations where time, credit or collateral other than your business cash flow is not available. The next time you need financing for your business, consider whether an MCA might work for you, but be sure to do your research and be prepared for any potential pitfalls, such as the repayment term and the cost of money.

The best way to make sure you’re making the right financing decision is to shop around and consider all of your options. Here are some tips to help you shop around for financing.

Create a set of relevant financial details of your business that is easily deliverable to lenders. This will save you the time and frustration of having to piece together this information each time you speak with a new lender. The package should include:

• Income tax returns for companies and individuals for the last two years

• Reports on profits and losses for the last six to 12 months

• Company bank account statements for the last 6 months

• Merchant processes statements for the last 6 months

Research lenders before sending them your financial information. Make sure they lend to businesses in your industry. Also, check their credibility by reading online reviews and checking their Better Business Bureau ratings.

Be prepared to hear no in response to some of your loan requests, but also to quickly move past the no and seek out another institution that will help you. Be aware that each lending institution lends according to different criteria and that there is generally a lender for each type of business.

Small businesses fall victim to merchant cash advances: NPR

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Steve Inskeep talks to Bloomberg Businessweek reporter Zeke Faux about merchant cash advances, which are not considered loans. They circumvent regulations and deprive borrowers of their rights.



STEVE INSKEEP, HOST:

Anyone who’s taken out a loan knows you have to sign a stack of papers. Maybe you read them. Maybe not. If it’s a home loan, some of these may be consumer guarantees that protect you from predatory lenders. But some documents guarantee the rights of the lender. And some small business borrowers, who have fewer protections, have discovered a document they signed that cost them everything. This is called a judgment confession. In this document, the borrower agrees that if the lender accuses him of default, he will not challenge it in court. Bloomberg Businessweek reports that some lenders are taking advantage of this document to seize the assets of small business owners who have taken out high-interest loans and paid off. Co-author Zeke Faux spoke with two small entrepreneurs who fell prey.

ZEKE FALSE: Doug and Janelle Duncan ran a struggling real estate agency in suburban Tampa. And one day, Janelle got a call from someone who identified themselves as a debt counselor. And this stranger warned her that a loan company had obtained a judgment against her and that soon her bank accounts would be frozen. She thought it looked like a scam. And she ignored the warning. But it turned out that everything he said was true. A loan company had accused them of not paying and seized their accounts. And that set off a chain reaction that ultimately led to the demise of their real estate company. Worst of all, the Duncans said they were current on their loan.

INSKEEP: So they didn’t even have to be behind. Someone just said he was late and took his money. And the someone you think is a company called ABC, which loaned them the money. And it’s part of a larger operation, which is what?

FALSE: Lender ABC is one of many names used by a larger company called Yellowstone Capital. And this is one of those cash advance companies. And as far as we can tell, they may have been the first to come up with this concept of confession of judgment. Yellowstone has thus obtained more than 5,000 judgments. It’s a big sales force that calls small businesses all over the country, offering them quick cash. And when companies fall behind, they start using these tactics to collect loans.

INSKEEP: Companies are falling behind. You say that the conditions offered on these loans are quite extreme.

FALSE: Interest rates on these loans, when annualized, can be over 400%. And businesses are required to make payments daily. It is therefore very easy to fall behind. But these guys are – their deals are attractive because they can fund businesses overnight. And they’re going to lend money to people who are already heavily in debt, who have very bad credit ratings, whose businesses are on the verge of bankruptcy.

INSKEEP: Is this something that happens specifically under New York State law? Is it correct?

FALSE: Merchant cash advance companies are located in many states and borrowers are spread across the country. But these cash advance companies have realized that the laws of New York State are particularly favorable to their practices. So wherever the business is, wherever the barber is, the transaction takes place in New York.

INSKEEP: But then there are officials in New York who are being asked to go and collect money from the victims. Why are they doing this?

FALSE: So New York City marshals mostly evict people, towing cars. But they also enforce court decisions. Thus, a marshal seems to have become the go-to person for this cash advance industry. And what the association of marshals, their spokesperson, says is that these marshals only apply court decisions. And these cash advance companies have already gone to court and formalized these debts. But the marshal they prefer – last year he made a net profit of 1.7 million dollars. And if it turns out that it doesn’t mean those judgments to the liking of the cash advance companies, they can go find another marshal to do it. So he has an incentive to do whatever the cash advance companies want.

INSKEEP: The city marshals get a percentage of the debts – the supposed bad debts – that they collect?

FALSE: It’s an old-fashioned system that dates back to Dutch colonial times. Marshals are public officials, but they are paid by creditors. They receive what is called the pound. They receive a 5% fee on top of whatever they collect.

INSKEEP: I guess we should note that when we’re talking about a New York City Marshal making $1.7 million, that’s a lot more – several times more – than the Governor of New York, than the Mayor of New York or any other New York official.

FALSE: Yes. This New York City Marshal – he’s the highest paid public servant in New York City.

INSKEEP: You said that some of the people you spoke with recognize that they should have been better informed. I wonder if that’s why people can get away with this kind of financial crime – because it’s the kind of crime where you get humiliated. And you think you yourself are responsible, and you blame yourself.

FALSE: Borrowers often blame themselves. They are also unable to fight back as their bank accounts are frozen. They are broke. And they are located, most of the time, in a different state, which makes it expensive for them to find a lawyer who could try to challenge a judgment that has already been rendered in New York.

INSKEEP: Zeke Faux, reporter for Bloomberg Businessweek, thank you very much.

FALSE: Thanks, Steve.

Copyright © 2018 NPR. All rights reserved. Visit the Terms of Use and Permissions pages of our website at www.npr.org for more information.

NPR transcripts are created in peak time by an NPR contractor. This text may not be in its final form and may be updated or revised in the future. Accuracy and availability may vary. The authoritative recording of NPR’s programming is the audio recording.

Rethinking Merchant Cash Advance

Of all the loan options available to small businesses today, a merchant cash advance (MCA) may not be a borrower’s first choice. Like the payday loan, MCA has a reputation for high fees and is sometimes the only option for borrowers with bad credit history.

“The merchant cash industry started as a product for unbankable customers,” said Andrew Mallingerdirector of operations of SAIP Capital, in a recent interview with PYMNTS. “It was for restaurants that didn’t have collateral or a credit score to apply for a bank loan.”

However, the rise of alternative lending and the familiarity of growing names like OnDeck are beginning to shift public perception of merchant cash advance.

“The world of lending has evolved,” Mallinger explained, adding that today MCAs don’t necessarily mean exorbitant interest rates and fees. There are also scenarios where a merchant cash advance may actually be the best financial option for a business in need of working capital.

“We’re seeing a lot of customers who already have a long-term equipment loan, or an SBA loan, or a loan from a traditional bank or a factoring line, and they’re looking to unlock some short-term cash. of their business,” he said. “When you take out an SBA loan or an equipment loan, you have to have some type of collateral to pledge, and that money can dry up quickly. We step in without collateral.”

A study by deBanked and Bryant Park Capital in 2016 aimed to assess trust in the merchant cash advance business, and found that 91.7% of small businesses in the first quarter of 2016 expressed optimism about access to loans for this segment of the financial services industry. Among the lenders analyzed — which primarily offer cash advances to merchants — the researchers calculated a compound annual growth rate of 56% and a combined loan volume of $1.9 billion.

Investors are also coming to support the evolution of the merchant cash advance industry. Earlier this week, PIRS Capital announcement it secured a revolving line of credit from an anonymous institution to continue providing working capital to borrowers, while the alternative lending space as a whole has become a prime target for venture capitalists these last years.

One of the drivers of the evolving reputation of merchant cash advances is industry participation in technology adoption and innovation.

PIRS Capital recently launched its proprietary credit scoring technology via PIRScore, a technology that uses machine learning to underwrite loans based on a multitude of data points. Mallinger explained that this unique view and analysis of potential borrowers gives the company a competitive edge, which is now essential in such a crowded industry.

“It’s a game-changer because we can make decisions based on past data through machine learning,” he explained. “The pattern relearns itself every day, finds new trends. For example, in December in Louisiana, is there a downturn in the trucking industry? The pattern can find its way through this series of trends and take decisions based on that.”

Going forward, he said the company hopes its technology can take into account broader economic data as well. And while proprietary credit scoring models give every lender a competitive edge, the shift to data sharing in the financial services industry could find its way into the alternative lending and credit underwriting space, noted Mallinger.

“There are certain data points that we have to keep to ourselves, and certain things that are unique to us,” he explained. “But there are other data points that we would like to share and put in a national database with all the other lenders.”

There are already companies doing this, but Mallinger noted that the merchant cash advance market could be a particularly big benefactor of this trend. Since MCAs are not technically loans and are based on forecasts of future income, the risks can be significantly greater and fraud is a significant risk for MCA companies.

A collective database of information among lenders and MCA companies could offer red flags and warn of “bad actors”, the executive said.

Data sharing isn’t quite there yet, but as the financial services industry opens up and the MCA market builds its reputation with borrowers, opportunities for machine learning, l Artificial intelligence and sophisticated data analysis technologies are vast.

“It was a struggle for the first two years to break the stigma,” Mallinger said. “But there are now bigger lenders in this space – Wells Fargo has money in this space, Capital One too. It’s starting to trickle down to merchants and small businesses. They’re starting to understand that if it’s is the right solution for them, then the stigma of merchant cash advances is gone.”

——————————

NEW PYMNTS SURVEY FINDS 3 IN 4 CONSUMERS HAVING HIGH DEMAND FOR SUPER APPS

About: Results from PYMNTS’ new study, “The Super App Shift: How Consumers Want To Save, Shop And Spend In The Connected Economy,” a collaboration with PayPal, analyzed responses from 9,904 consumers in Australia, Germany, UK and USA. and showed strong demand for one super multi-functional app rather than using dozens of individual apps.

Merchant cash advance: what is it and when can you use it?

According to data from Consumer Financial Protection Bureau. While it’s certainly not as popular as other sources of funding like credit cards, term loans, or factoring, it has helped a significant number of businesses access the capital they need to grow or cover their operational costs.

As with any major financial decision, it’s important for entrepreneurs to carefully consider all the potential pros and cons of this type of financing, which is actually more of a sales transaction than a loan.

For example, many financial experts in recent years have expressed concern about the lack of regulation in the merchant cash advance industry. Since it’s not technically a loan, it’s not subject to the same rules that other banks and online lenders have to follow. This can therefore have a significant cost and imply less than favorable conditions for small businesses. However, the process also contains far fewer requirements and hurdles than when trying to work with a traditional bank. These services can therefore offer additional options to certain small businesses that do not have access to traditional financing.

Essentially, this type of transaction can help businesses in certain situations. But it’s not good for everyone. In order to make the best possible decision for your business, you must first understand exactly what a merchant cash advance entails so that you can determine whether or not it really meets a major financial need for your business.

When the question is asked, what is a merchant cash advance? you should start by understanding what financing options are available for your business. Financing your small business is all about having the right information to make a choice that’s right for you. The merchant cash advance is perfect for businesses that meet certain criteria. Small Business Trends spoke with Hanna Kassis from Segway Financial who should use this financial tool and how they should go about it.



What is a Merchant Cash Advance?

So what exactly is a merchant cash advance and how can it help your business?

“A merchant cash advance is a one-time injection of capital in the form of a lump sum into a business,” Kassis explains. “This is in exchange for a fixed fee over a set period of time.”

Like other financing products, the merchant cash advance has a best case scenario where small businesses are concerned. These are best for the short term. They depend on the company’s cash flow, so there is no collateral required.

Typically, the funding amount is based on a monthly average of bank or credit card deposits. In other words, you will need to have a stable and sufficient income history to apply for one of them. Small businesses can often get the money quickly in one to three days. Generally, the amounts are between US$60,000 and US$70,000. However, you must have a stable monthly income of $10,000 per month to qualify.

More information on Merchant Cash Advances

Here is some additional information about cash advances that you may find useful.

Kassis also says there is a specific set of small businesses that benefit the most from a merchant cash advance.

“You need to have a clear path to revenue if you want to take on that money,” he says, adding that business owners need to be prepared for a squeeze on their cash flow.

“All of a sudden, you’re giving up 10-20% of every dollar you get,” he says.

Kasis suggests that there are a few checkboxes to ensure that before taking one of these advances, you can repay the money. Buying inventory and flipping works. Or, you can time a merchant cash advance to cover the low season when you’re fairly certain that historically better earnings are ahead.

What type of business would a merchant cash advance be useful for?

So what would be an example of a good merchant cash advance company?

“This is for new businesses and those that haven’t been in business for 6 months as well as businesses with an Owner FICO below 600,” Kassis explains. A cash advance is also a good choice for traders who don’t have a lot of durable assets.

It’s a good idea for industries with a high number of transactions per month like restaurants, bars, and many B2C businesses like retail and even nail salons. One of the criteria is to be able to foresee a regular flow of customers.

Either way, it’s important to get as much information as possible about merchant cash advances before deciding if this financing option is right for you.

When is merchant cash advance popular?

If you’re still not sure if your business is a good merchant cash advance business, consider this.

The merchant cash advance is also a good choice for businesses that may rely on a cyclical revenue stream. Kassis says there’s a spike in companies seeking merchant cash advances ahead of the holiday season.

Why Merchant Cash Advance is a good choice

Let’s say you’re launching a new product line or need some extra money to create a new customer. The merchant cash advance is the perfect choice because you can get less than $100,000 on the same day in some cases.

It’s a great financial band-aid if there’s a broken water pipe in your restaurant that needs fixing fast. Even better, small businesses just need to fill out an application and provide four months of bank statements to get started.

So, asking the question, what is a merchant cash advance? Start by understanding how this financing option can help your small business survive and thrive.

Image: Segway Financial


Merchant Cash Advance Industry Brokers and the “Bigger Players”

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Entrepreneurs who obtain merchant cash advances often do not find them by searching the Internet. They’re more likely to ask because a smiling salesperson walked through their door.

Len Rogers says the broker who came to his e-bike shop in San Francisco to sell him a cash advance “took a very friendly approach.”

The pitch: “Listen, I like your company. I am here to help you so that I can bring you money. … Terms are flexible,” recalls Rogers, who took two advances totaling $72,000 and made weekly repayments of nearly $1,800. “He befriended me. He was a good salesman. »

Online loans in an offline world

Cash Advances to Merchants are a form of online lending, but much of the selling of these products is done offline by brokers who call and visit customers like Rogers. Many businesses that finance merchant cash advances depend on these independent merchant agents to connect cash-strapped entrepreneurs to their short-term, high-interest financing.

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Merchant cash advance brokers sometimes have crises of conscience about hard selling, especially because high interest rates and repayment schedules can kill customer cash flow, says CC’s James Shepherd Sales Pro, which trains independent brokers and collects referral commissions for traders’ money. advance sales with national funding. The main reason brokers fail to close the sale is “you don’t feel good about it,” he says.

“There’s a lot of turnover in our industry, whether it’s employees or independent contractors,” says Shepherd. “For every 10 [brokers] entering the market today, only one will still be entering the market in about six months. »

Commission work

Sales can mean big commissions, says Shepherd. Brokering a $20,000 lead can earn a commission of $2,200.

This commission-driven model has raised concerns as the mortgage crisis has been fueled by similar practices. As the U.S. Financial Stability Oversight Council stated in a June report: “In other markets, business models in which intermediaries receive fees for arranging new loans but do not retain interest in the loans they issue have sometimes led to incentives for intermediaries. to assess and monitor loans less rigorously.

Merchant lenders aren’t the only ones relying on brokers to connect with customers. Finance companies that sell short-term loans to small businesses prey on the same networks of independent brokers, leading to complaints about unscrupulous tactics. In a recent shareholder report, OnDeck said it has reduced its reliance on third-party brokers. Other lenders have followed suit.

And there has been strong industry pressure to better educate brokers, says Sean Murray of online magazine deBanked, which is developing its own training program with industry partners.

CAN Capital was virtually unique in offering merchant cash advances until its technology patent for splitting credit card sales was revoked in 2007. “These competitors sued us, copied us in some ways, but they kind of hurt it in other ways as well,” says Parris Sanz, chief legal officer of CAN Capital. “I think in some ways they’ve undertaken business practices that haven’t helped the reputation of the industry as a whole.”

‘I have to finance them all’

Still, the industry is hungry for customers judging by its advertising to brokers. “Gotta Fund ‘Em All” says the subject line of an email announcement that encourages brokers to partner with Strategic Funding. “We are easy! says an Everest Business Funding ad, with a photo of a woman in a negligee lying on a couch smoking a cigar. “We are simplifying the financing process!

“We want to steal all your offers from our competitors and give you faster and better approvals on your merchants,” Lendini says.

“Funding the Unbankable: Send us your REFUSED, HIGH-RISK trades,” reads an announcement from Yellowstone Capital, one of the largest finance companies, which also employs its own brokers. “Are you ready to roll with MCA’s greatest ballers?”

You may never have heard of Yellowstone Capital, but you may have seen the profanity viral video of the company’s co-founder, David Glass, fired the company’s chairman in 2012. As detailed by BloombergGlass was an inspiration for the 2000 film “Boiler Room” about high-pressure stock sales and says he trained actor Vin Diesel by cold calling potential clients for the film. Glass pleaded guilty to insider trading charges in 2007, two years before he co-founded Yellowstone Capital with Isaac Stern.

Culture of risk and reward

Glass is no longer part of the management team. But if the company’s holiday party is any indication, 2015 was a good year for Fundry, Yellowstone’s parent company: In a video of the event that has since been removed from YouTube, waitresses slightly clad men serve jabs and there’s a fist-pumping speech from Stern, who calls out the employees who helped the company reach $420 million in loans during the year. “Lockbox Steve – $65 million! Stern shouts to thunderous applause.

The company is a major player in the high-risk market for merchant cash advances, says deBanked’s Murray. Ads to brokers say, “Give us your D-slips,” referring to potential clients with the lowest credit scores.

Yellowstone Capital did not return phone calls and emails seeking comment for this report.

“Seize opportunities”

How does Shepherd of CC Sales Pro handle any discomfort regarding the product? Make sure the customer is someone for whom the high interest rate is worth the speed and delivery of the money, he says.

For example, the oven of the owner of a pizzeria was destroyed in a fire. While the owner was waiting for a check for $30,000 from his insurance company, he found a used $15,000 oven. “So he knew the money was coming and he could get his business started faster,” says Shepherd, who says he got a $50,000 cash advance for his own business in 2012.

“I always tell business owners not to get a cash advance to solve your problems, get a cash advance to take advantage of the opportunities,” he says. “If you get a cash advance from a merchant to fix issues — like cash or payroll — you’re just adding fuel to the fire.”